Finance

Why BHP Is Targeting Anglo in Mining Mega Deal

Published

1 year ago

June 30, 2024

Harry Williams

Reviewed
By Ebony Brown

In the ever-evolving landscape of the mining industry, mergers and acquisitions (M&A) play a pivotal role in shaping the future of companies and the industry at large. One of the most talked-about potential deals is BHP Group’s interest in acquiring Anglo American. This proposed mega-deal has significant implications for both companies and the mining sector as a whole. This article delves into the reasons behind BHP’s targeting of Anglo American, analyzing the strategic, financial, and operational aspects, and provides a comparative analysis of both companies.

Overview of BHP and Anglo American

Image by: https://media.i stock photo.com

Mining

BHP Group, headquartered in Melbourne, Australia, is one of the world’s largest mining companies. Its operations span the globe, with a diversified portfolio that includes iron ore, copper, oil, and gas. Anglo American, a British multinational, is also a giant in the mining industry, with significant operations in platinum, diamonds, copper, iron ore, and coal. Both companies have a rich history and play critical roles in the global mining supply chain.

Strategic Motives Behind the Acquisition

Diversification and Synergy: One of the primary reasons BHP is targeting Anglo American is the potential for diversification. By acquiring Anglo, BHP can enhance its portfolio, particularly in platinum and diamonds, where it currently has limited exposure. This diversification can help mitigate risks associated with commodity price volatility.
Market Positioning and Competitive Advantage: The acquisition would position BHP as a more formidable competitor against other mining giants like Rio Tinto and Vale. The combined entity would have a stronger foothold in key markets, potentially leading to better negotiating power and cost efficiencies.
Operational Synergies: There are significant operational synergies to be realized from this deal. Both companies operate in overlapping geographies and commodities, which could lead to cost reductions through shared infrastructure, technology, and expertise.
Sustainability and ESG Goals: Both BHP and Anglo American are committed to sustainability and have ambitious Environmental, Social, and Governance (ESG) goals. A merger could accelerate their combined ESG initiatives, enhancing their reputation and appeal to socially conscious investors.

Financial Implications

Revenue and Cost Synergies: The merger could result in substantial revenue synergies through an expanded product offering and improved market reach. Additionally, cost synergies are expected from streamlined operations and reduced redundancies.
Balance Sheet Strength: BHP’s strong balance sheet would provide a robust financial foundation for the combined entity. This strength is crucial for navigating the cyclical nature of the mining industry and funding large-scale projects.
Investment and Capital Allocation: The combined resources would allow for more strategic capital allocation, enabling investment in high-return projects and technological advancements. This could lead to long-term value creation for shareholders.
Shareholder Value: The deal has the potential to create significant shareholder value through improved earnings, dividends, and share price appreciation. However, the success of this will depend on effective integration and realization of projected synergies.

Comparative Analysis: BHP vs. Anglo American

Aspect	BHP Group	Anglo American
Headquarters	Melbourne, Australia	London, UK
Market Capitalization	~$150 billion	~$50 billion
Primary Commodities	Iron Ore, Copper, Oil, Gas	Platinum, Diamonds, Copper, Iron Ore, Coal
Global Presence	Extensive (Australia, Americas, Asia, Africa)	Extensive (Southern Africa, Americas, Australia)
ESG Initiatives	Strong commitment to sustainability	Robust ESG framework and targets
Revenue (2023)	~$65 billion	~$30 billion
Net Income (2023)	~$15 billion	~$5 billion
Operational Synergies	Potential for significant synergies	Potential for significant synergies

Operational and Market Impact

Increased Production Capacity: The combined entity would have increased production capacity across multiple commodities, enhancing its ability to meet global demand and influence market prices.
Enhanced R&D Capabilities: With combined resources, the new entity could invest more in research and development, driving innovation in mining technologies and sustainability practices.
Regulatory Considerations: The deal would likely face significant regulatory scrutiny, given the size and market impact. Antitrust issues could arise, particularly in overlapping commodity markets.
Impact on Employees and Communities: Mergers often lead to workforce reductions and operational changes. Both companies must manage these transitions carefully to maintain morale and community relationships.

Risks and Challenges

Integration Risks: Successfully integrating two large companies is fraught with challenges, including cultural differences, system integration, and alignment of business processes.
Commodity Price Volatility: The combined entity will still be subject to the inherent volatility of commodity prices, which can impact profitability and strategic planning.
Regulatory Hurdles: Navigating the regulatory landscape across multiple jurisdictions will be complex and time-consuming. Approval processes could delay the merger and require significant concessions.
Stakeholder Management: Managing the expectations and interests of a diverse group of stakeholders, including shareholders, employees, and communities, will be critical for the success of the merger.

Conclusion

The potential acquisition of Anglo American by BHP represents a significant shift in the mining industry landscape. The strategic, financial, and operational benefits are substantial, offering opportunities for enhanced market positioning, diversification, and synergies. However, the deal also comes with its share of risks and challenges, particularly in terms of integration and regulatory approval. If executed effectively, this merger could set a new standard in the industry, driving innovation, sustainability, and long-term value creation.

Analysis Table

Criteria	BHP Group	Anglo American	Combined Entity (Projected)
Market Capitalization	~$150 billion	~$50 billion	~$200 billion
Revenue	~$65 billion	~$30 billion	~$95 billion
Net Income	~$15 billion	~$5 billion	~$20 billion
Primary Commodities	Iron Ore, Copper, Oil, Gas	Platinum, Diamonds, Copper, Iron Ore, Coal	Diversified portfolio
Global Operational Presence	Extensive	Extensive	Enhanced global presence
ESG Commitments	Strong	Robust	Accelerated initiatives
Production Capacity	High	High	Increased capacity
R&D Investment	Significant	Significant	Enhanced R&D capabilities
Operational Synergies	Potential for synergies	Potential for synergies	Significant cost and revenue synergies

Comparative Table

Aspect	BHP Group	Anglo American
Headquarters	Melbourne, Australia	London, UK
Founded	1885	1917
Market Capitalization	~$150 billion	~$50 billion
Primary Commodities	Iron Ore, Copper, Oil, Gas	Platinum, Diamonds, Copper, Iron Ore, Coal
Revenue (2023)	~$65 billion	~$30 billion
Net Income (2023)	~$15 billion	~$5 billion
Number of Employees	~80,000	~90,000
Global Presence	25+ countries	30+ countries
Key Markets	China, USA, Europe	China, USA, Europe, Southern Africa
ESG Ranking	High	High
Dividend Yield	~5%	~3.5%
Recent Acquisitions	South Flank (Iron Ore)	Sirius Minerals (Polyhalite)

The proposed merger between BHP and Anglo American has the potential to reshape the mining industry, offering substantial benefits in terms of diversification, market presence, and operational synergies. However, realizing these benefits will require careful management of integration challenges and regulatory approvals. If successful, this mega-deal could position the combined entity as a leader in innovation, sustainability, and global mining operations.

Author

Harry Williams

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Business

RBI Gold Loan Guidelines 2025: What Borrowers Must Know

Published

4 days ago

November 21, 2025

ishasingh1699

Reviewed
By Elena Avery

Introduction

Gold Loans continue to be one of the most accessible credit options in India. With their quick processing and security-backed nature, they’ve helped millions manage short-term financial needs. In 2025, the Reserve Bank of India (RBI) introduced a revised set of Gold Loan guidelines to improve transparency, borrower protection, and uniformity in lending practices. These updates are particularly relevant for anyone considering a Gold Loan, whether for personal emergencies, minor business requirements, or planned expenses.

Understanding RBI’s Tiered LTV Policy

RBI now follows a tiered loan-to-value (LTV) ratio based on the total loan amount. The LTV ratio indicates the percentage of the gold’s value that can be sanctioned as a loan. As per the latest framework:

Loans up to ₹2.5 Lakh: Maximum LTV capped at 85%
Loans between ₹2.5–₹5 Lakh: Maximum LTV capped at 80%
Loans above ₹5 Lakh: LTV restricted to 75%

This change encourages responsible lending and ensures that smaller borrowers can access slightly higher loan amounts relative to the value of gold pledged.

Assessment of Borrower Creditworthiness

While smaller loans up to ₹2.5 Lakh may be offered without detailed credit appraisals, any loan amount exceeding this threshold requires a thorough credit assessment of the borrower’s repayment capacity. This step protects financial institutions and borrowers alike by aligning loan disbursements with the borrower’s ability to repay. Loan renewals or top-up loans can only be sanctioned following such credit assessments and must remain within permissible LTV limits. Bullet repayment loans may only be renewed after accrued interest has been paid.

Valuation and Purity Checks

RBI mandates a standardised process for assaying the gold pledged as collateral. The valuation of the pledged metal must be based solely on its intrinsic value without including stones, gems, or other embellishments. The price used to assess the value of the collateral should reflect its actual purity (caratage). This value must be based on the lower of either the average closing price over the past 30 days or the closing price from the previous day. These prices should be sourced from either the India Bullion and Jewellers Association Ltd. (IBJA) or a commodity exchange regulated by the Securities and Exchange Board of India (SEBI).

If prices for a specific purity are unavailable, valuation should be adjusted proportionately based on the nearest available purity. The assaying procedure and valuation methodology must be consistent across all branches of a lender, and borrowers must be present during assaying. Deductions related to non-metallic components, such as stones or lac, should be explained and documented in a certificate issued to the borrower. The lender is required to issue this certificate in duplicate, one for its records and one for the borrower’s acknowledgement.

Ownership Documentation and Anti-Money Laundering Measures

Lenders are required to ascertain that the ownership of the pledged collateral is not doubtful. Where ownership documents such as purchase bills are unavailable, lenders should obtain a declaration from the borrower affirming rightful ownership. Further, multiple or frequent loans granted to a single borrower aggregating beyond a certain threshold must be closely monitored under anti-money laundering (AML) regulations to prevent misuse or fraud.

Restrictions on Collateral Use and Loan Tenure

The RBI prohibits lending against primary gold, such as financial assets backed by gold ETFs or mutual funds. Collateral that has been pledged to a lender must not be repledged or used to secure loans from other institutions. Additionally, the tenure of consumption loans structured as bullet repayments is capped at 12 months, though renewals are permissible by appropriate regulations.

Collateral Limits for Ornaments and Coins

To mitigate risks linked to collateral management, the maximum aggregate weight of gold ornaments pledged by a borrower should not exceed 1 kilogram. Similarly, limits apply to coins: 50 grams for gold coins.

Settlement, Auction Procedures, and Borrower Protection

Upon full repayment or settlement, lenders must release the pledged collateral within seven working days immediate release on the same day is encouraged wherever possible. Before auctioning pledged items due to non-repayment, lenders are required to notify borrowers or legal heirs, allowing a reasonable time for settlement. Auctions must be conducted transparently with adequate public notice, including advertisements in a regional language newspaper and a national daily. The collateral’s reserve price at auction must not fall below 90% of its current value, except after two failed auctions, where it may be reduced to 85%.

In instances of collateral loss, damage, or discrepancies observed during audits or returns, lenders are mandated to compensate borrowers or their legal heirs promptly. Moreover, if collateral release is delayed due to the lender’s reasons, compensation at the rate of ₹5,000 per day of delay must be made.

Lender Obligations and Disclosure

Loan agreements must comprehensively describe collateral, auction procedures, borrower rights for settlement, timelines for releasing collateral, and applicable charges related to assaying or auctioning. Communication must be provided in the borrower’s regional or preferred language. Lenders must also maintain proper infrastructure and security protocols to store collateral safely and restrict handling to authorised personnel. Periodic internal audits, surprise verification of pledged items, and regular reporting to supervisory boards on unclaimed collateral are essential components of compliance.

Ensuring Borrowers Benefit from Competitive Gold Loan Rates

For borrowers, obtaining the lowest Gold Loan rate requires careful attention to lender policies, transparency in valuation, and adherence to prescribed limits. A practical approach includes using an interest calculator for a Gold Loan to estimate monthly repayments and total interest payable based on the loan amount, LTV ratio, and tenure. This tool helps borrowers compare offers across lenders and choose the most economical option while ensuring loan terms comply with RBI regulations.

Conclusion

The RBI’s updated gold loan guidelines for 2025 contribute to a regulated, transparent, and secure credit system for pledged gold collateral. By setting clear limits on LTV ratios, collateral valuation, borrower assessment, equitable auction processes, and borrower protection measures. The Reserve Bank promotes trust and stability in gold-backed lending. Borrowers are advised to understand these provisions fully and utilise tools such as the interest calculator for a Gold Loan to make prudent borrowing decisions. Adhering to the RBI’s framework will help borrowers secure the lowest Gold Loan rate while protecting their interests throughout the loan lifecycle.

Author

ishasingh1699

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Finance

FAQs List of Coinbase Support SERVICE (24/7 Talk)

Published

4 days ago

November 21, 2025

coinbasetollfree

Reviewed
By Lucy Coll

Coinbase-Customer-Service-Support-by-Phone-1858-765-8486

Introduction

In the event that one encounters difficulties with their Coinbase account be it transactional anomalies, access impediments, or concerns regarding digital security it becomes imperative to ascertain the proper channels through which support may be expeditiously solicited. Coinbase affords users a multiplicity of remedial avenues, encompassing a continuous, 24-hour telephonic assistance service.

A recurrent query among users pertains to the operational mechanics of this support, the optimal junctures for engagement, and the anticipated procedural outcomes. This compendium of frequently asked questions endeavors to furnish lucid elucidations to the most prevalent inquiries surrounding Coinbase’s customer service apparatus. Regardless of whether one is a neophyte to the cryptographic domain or a seasoned practitioner, this guide is designed to facilitate the acquisition of assistance with both alacrity and security.

Frequently Asked Questions (FAQs) About Coinbase Support Service (24/7 Talk)

Q1. What Is Coinbase’s 24/7 Talk Support?

Coinbase’s 24/7 talk support allows users to call a support agent at any time, day or night. This means if you have trouble with your account, a payment, or need help with security, you can reach a live person who can guide you through the issue. This service is useful for urgent matters that cannot wait for email or chat replies.

Q2. How Do I Reach Coinbase Support by Phone?

To call Coinbase support, you usually go through the Help Center on the Cryptocurrency exchange

website. There, you may find an option to “Request a Call” if phone support is available for your account and region. Once you click that, Coinbase arranges a support agent to call you back. This method ensures you are reaching the real support team and not giving your number to a random person.

Q3. Is the Coinbase 24/7 Number the Same for Everyone?

No, it may not be the same for every user. The number or call-back method you get depends on:

Your geographic location
Your account type (regular user, Coinbase Pro, Coinbase One)
The type of issue you raise
Because of this, Cryptocurrency exchange often uses dynamic call‑back options rather than listing a single global number for all users.

Q4. Is There a Direct Public Phone Number Listed for Coinbase 24/7 Support?

Coinbase no longer widely publishes a fixed public phone number for all customer service calls. Instead, it prefers users to go through its Help Center to request a call. This helps reduce fraud risk and ensures users connect with genuine support agents. Be careful of unofficial numbers circulating online, as they may be scams.

Q5. How Do I Request a Support Call Back From Coinbase?

To request a call back:

Go to Coinbase Help Center while logged into your account.
Find the category that matches your problem (for example, account issues, security, transactions).
Click on “Contact Us” or “Get Help.”
Select “Request a Call” if available for your issue.
Provide your phone number and submit the request.

Coinbase support will then call you back, usually within a short time.

Q6. Do I Need to Pay for Coinbase 24/7 Support Calls?

No, Coinbase does not charge users for support calls. The call-back service is part of its customer support, and legitimate calls from Coinbase support agents are free. But you should always make sure you are calling or receiving calls from the correct source to avoid fraudulent calls that may try to scam you.

Q7. What Kind of Issues Can Be Handled Over a 24/7 Call?

You can get help for many different issues:

Account access or login problems
Identity verification or KYC issues
Payment or deposit problems
Withdrawal delays or errors
Security concerns, like 2FA or phishing
Transaction status checks
Any urgent or complicated issue that needs live assistance

Some very technical questions might be escalated, but a 24/7 agent can help guide you or pass the case on as needed.

Q8. Is 24/7 Support Available for All Coinbase Users?

Not necessarily. While Coinbase does offer 24/7 support in many places, it depends on:

Your country or region
Your user level (some features may be limited for free or new accounts)
The type of support plan you have (for example, Coinbase One or premium users may get faster service)

Always check in the Help Center to confirm whether 24/7 call-back is offered for your account.

Q9. How Can I Prepare Before the Support Call?

Preparing well can make the call faster and more effective. Here are some tips:

Write down your issue clearly (what happened, when, and how)
Have your Coinbase-registered email or phone ready
Note any transaction IDs, transaction dates, or screenshots if you can
Keep your device nearby in case you need to log in or share information
Never share your password, private keys, or one-time codes

Being ready helps you get a helpful response faster.

Q10. How Long Does It Usually Take for the Support Agent to Call Back?

The wait time for a callback can vary based on how many users are asking for help, where you are, and what kind of problem you have. In many cases, you may get a return call within minutes or up to a few hours. For urgent or high-severity cases, the response tends to be faster.

Q11. What Should I Do If the Agent Asks for My Password or Private Key?

You should never share sensitive data like your password, private keys, or wallet seed phrase. Real Coinbase support agents will never ask for this kind of personal or security information. If anyone asks for these details, it is a red flag for fraud. Politely end the call and report the number or incident to Coinbase directly via their official help portal.

Q12. Can I Use 24/7 Support for Fraud or Scam Reports?

Yes. If you believe you are being targeted by a scam or if your account has been compromised, contacting Coinbase support via the call-back option is one of the best steps to take. A support agent can help you secure your account, pause transactions, or escalate the matter to Coinbase’s security team.

Conclusion

Coinbase’s 24/7 talk support is a vital lifeline for users who need help with urgent account issues, security concerns, or transaction problems. By understanding how the call-back system works, preparing in advance, and recognizing genuine agents, you can get the help you need quickly and safely. Remember never to share passwords or private keys, and always use Coinbase’s official Help Center to start the support process. With the right approach, you can navigate issues with confidence and make full use of Coinbase’s round‑the‑clock service.

Author

coinbasetollfree

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Finance

Full List of Coinbase Help Desk Number USA Numbers

Published

4 days ago

November 21, 2025

coinbasetollfree

Reviewed
By Mila Parker

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