Finance

Brussels Takes Action To Stamp Out ‘Greenwashing’ In Bond Markets

Published

3 years ago

March 1, 2023

Harry Williams

The European Commission has unveiled a set of proposals to crack down on the practice of greenwashing in its bond markets. It aims to ensure that investors are not misled into thinking that their investments are going into sustainable projects when they are not. The proposals come as governments around the world grapple with how best to shift capital away from carbon-intensive projects and towards those which support more sustainable development. With the recent surge in green bond issuance, the European Union is keen to ensure that investors can have confidence in what they are buying into, and have proposed a range of measures which should help to protect them against fraudulent greenwashing practices.

What is greenwashing?

Greenwashing is the act of making false or misleading statements about the environmental benefits of a product, service, or company. The term greenwashing was coined in 1986 by Jay Westervelt, a former advertising executive for an oil company.

Westervelt defined greenwashing as “the practice of making environmentally friendly claims that are not supported by the facts.” He came up with the term after attending a conference where executives from various industries were discussing ways to make their products and services more appealing to environmentally conscious consumers.

Today, greenwashing is rampant in both the private and public sectors. Companies engage in greenwashing to make themselves appear more environmentally responsible than they actually are, while governments use it to promote policies and initiatives that may not be as effective as they claim.

There are many ways in which companies and governments can greenwash. For example, a company might make false claims about the recycled content of its products or the energy efficiency of its factories. A government might exaggerate the emissions reductions achieved by its climate change policies.

Greenwashing is problematic because it misleads consumers and undermines trust in businesses and institutions. It also diverts attention away from genuine efforts to address environmental problems.

Fortunately, there are ways to combat greenwashing. Consumers can educate themselves about environmental issues and learn to spot false or misleading claims. Businesses and governments can be more transparent about their environmental practices, and third-party organizations can hold them accountable for their

The problem with greenwashing in bond markets

The problem with greenwashing in bond markets is that it misleads investors about the true environmental impact of a company or project. This can result in over-investment in polluting companies or projects, and under-investment in clean technologies and infrastructure.

Greenwashing also undermines public trust in the financial system, as it gives the impression that the market is rigged against environmental protection. This can lead to regulatory intervention that could ultimately restrict the free flow of capital.

The European Commission has proposed new rules to crack down on greenwashing in bond markets. These include mandatory disclosures on the use of proceeds, as well as requirements for auditing and reporting. The Commission hopes that these measures will help to create a level playing field for all market participants, and restore confidence in the financial system.

Brussels takes action to stamp out greenwashing

As the EU seeks to lead the way on climate action, it is taking steps to ensure that its financial markets are not being used to greenwash investments.

In October, the European Commission released a proposal for new rules that would require companies to disclose how their products and services contribute to climate change. The proposal would also ban the use of certain terms, such as “green” and “sustainable”, unless they are backed up by verifiable evidence.

The move comes as the EU prepares to launch a Green Bond Standard later this year, which will provide guidance on what makes a bond eligible for labeling as green. With these new measures in place, the EU is sending a strong signal that it is serious about combating climate change and ensuring that its financial markets are not used to mislead investors.

The benefits of stamping out greenwashing

The benefits of stamping out greenwashing are many. For one, it will ensure that investors are able to make more informed decisions about where to allocate their money. This is because greenwashing can artificially inflate the perceived riskiness of an investment, leading investors to make sub-optimal decisions. In addition, stamping out greenwashing will help to level the playing field between issuers who disclose information transparently and those who do not. This should lead to more efficient capital markets, as investors will be better able to identify opportunities and pricing mechanisms will become more efficient. Finally, by increasing transparency and disclosure in the bond market, regulators will be better equipped to identify and address any potential risks associated with climate change.

How this will impact the future of bond markets

The European Commission has proposed new rules that would prohibit the use of misleading environmental, social and governance (ESG) labels on financial products. The move is aimed at tackling so-called “greenwashing” in the bond markets, where companies and governments have been accused of using dubious ESG credentials to attract investment.

If adopted, the new rules would apply to all types of financial products, including bonds, funds and insurance products. They would require issuers to disclose their ESG policies and objectives in a clear and comprehensible way, and to provide regular updates on how they are meeting those goals.

The Commission believes that this will help investors to make more informed decisions about where to invest their money, and will also encourage companies and governments to improve their environmental and social practices. In turn, this should lead to a more sustainable economy and financial system.

Conclusion

In conclusion, the European Commission’s plans to stamp out greenwashing in bond markets are a necessary step for financial stability and environmental sustainability. The proposed amendments to EU regulations such as MiFID II, the Non-Financial Reporting Directive and the Sustainable Finance Disclosure Regulation will help ensure that bond markets only select investments that have a positive impact on the environment. We look forward to seeing these changes implemented and what it means for responsible investing in Europe moving forward.

Author

Harry Williams

View all posts

Business

SIP in High Inflation: Still Worth Your Money?

Published

4 days ago

May 8, 2026

sagarshah

In recent times, rising prices have become a part of everyday life. From groceries and fuel to rent and education, everything seems to be getting more expensive. This constant increase in prices—known as inflation—has made many investors question their financial strategies. One common question that comes up is: “SIP in high inflation economy is still worth it?”

If you are investing through a Systematic Investment Plan (SIP) or planning to start one, understanding how a SIP performs in high inflation is an important concern. Let’s break it down in simple terms and see whether SIPs still make sense in a high inflation environment.

Understanding Inflation and Its Impact

Inflation denotes the increase in the costs of goods and services as time progresses. As inflation increases, the purchasing power of money decreases. In simple words, the same amount of money buys fewer things than it did before.

For example, if your monthly expenses were ₹20,000 a few years ago, they might be ₹30,000 today for the same lifestyle.

Why is this a problem for investors?

If your investments are not growing faster than inflation, you are effectively losing money in real terms.

This is where the concept of real return comes in:

Real Return = Investment Return – Inflation

So, if your investment earns 6% annually but inflation is 7%, your real return is actually negative.

Why SIPs Became So Popular

Systematic Investment Plans (SIPs) have gained popularity because they make investing simple and disciplined. Instead of investing a large lump sum, you invest a fixed amount regularly—usually monthly—in mutual funds.

Key benefits of SIPs:

Discipline: Encourages regular investing
Rupee Cost Averaging: Buys more units when prices are low and fewer when prices are high
Compounding: Long-term growth multiplies your wealth over time

Because of these advantages, SIPs are widely recommended for long-term financial needs like retirement, children’s education, and wealth creation.

Can SIPs Beat Inflation?

Now let’s address the main question: Can SIPs help you beat inflation?

The answer is—yes, but with conditions.

SIPs themselves are just a method of investing. What truly matters is where you are investing through SIPs.

Equity Mutual Funds and Inflation

Historically, equity mutual funds have delivered returns that are higher than inflation over the long term. While short-term fluctuations are common, equities have the potential to generate inflation-beating returns over a period of 5–10 years or more.

The catch:

In the short term, returns may be volatile
In the long term, they tend to stabilize and grow

So, if your SIP is linked to equity-oriented funds and you stay invested long enough, it can help you preserve and grow your purchasing power.

When SIP Might Not Work Well

While SIPs are effective, they are not foolproof. In a high inflation environment, certain mistakes or conditions can reduce their effectiveness.

1. Short Investment Horizon

If you are investing for just 1–2 years, SIPs may not deliver strong returns. Market volatility can impact short-term performance.

2. Wrong Asset Allocation

If your SIP is entirely in low-return instruments like debt funds or conservative assets, it may struggle to beat inflation.

3. Stopping SIP During Market Volatility

Numerous investors become anxious when markets decline and halt their SIPs. This disrupts the investment cycle and reduces long-term gains.

Key takeaway:

It’s not SIP that fails—it’s often the strategy behind it.

How to Make SIP Work in a High Inflation Economy

To ensure your SIP remains effective even when inflation is high, you need to follow a smart approach.

1. Focus on Equity for Long-Term needs

Equity mutual funds are better suited for long-term wealth creation and have the potential to outperform inflation.

2. Increase Your SIP Amount Regularly

As your income grows, your investments should too. A Step-Up SIP (increasing your SIP annually by 10–15%) can significantly boost your final corpus.

3. Stay Consistent During Market Ups and Downs

Market volatility is normal. Continuing your SIP during downturns allows you to benefit from lower prices.

4. Align Investments with needs

Each SIP should have a clear purpose and time horizon. This helps in selecting the right type of fund and staying committed.

5. Review Your Portfolio Periodically

Check your investments once or twice a year to ensure they are aligned with your needs and market conditions.

SIP vs Other Investment Options

In a high inflation environment, it’s important to compare SIPs with other popular investment options.

Fixed Deposits (FDs)

Safe and stable
Returns are often lower than inflation
May result in negative real returns

Gold

Acts as a hedge during uncertain times
Returns can be inconsistent
Not ideal for regular income generation

Real Estate

Requires large capital
Limited liquidity
Not easily accessible for all investors

SIP in Equity Mutual Funds

Affordable and flexible
Potential for higher long-term returns
Suitable for disciplined wealth creation

Conclusion:

Among these options, SIPs in equity mutual funds remain one of the most accessible and effective ways to fight inflation over the long term.

A Simple Example

Let’s consider two investors:

Investor A saves ₹10,000 monthly in a fixed deposit earning 6%
Investor B invests ₹10,000 monthly through SIP in an equity mutual fund earning an average of 12% over the long term

Over time, inflation reduces the real value of Investor A’s returns. Meanwhile, Investor B benefits from compounding and higher returns, helping maintain and grow purchasing power.

This example highlights how the right investment choice can make a significant difference.

Conclusion: Is SIP Still Worth It?

So, coming back to the main question:

Is SIP still worth it in a high inflation economy?

The answer is a clear yes—but with the right strategy.

SIPs remain a powerful tool for long-term investing, especially when combined with:

Equity exposure
Consistency
A long-term mindset

Final Thought:

Inflation is not a reason to avoid investing—it is the biggest reason to invest wisely.

If you rely only on low-return options, your money may lose value over time. But with a disciplined SIP approach, you can not only protect your wealth but also grow it.

Author

sagarshah

View all posts

Business

Global Wax Market 2025 to 2031: Trends and Industry Insights

Published

5 days ago

May 7, 2026

MayraLuee13

The global wax Market is currently navigating a period of significant structural evolution, transitioning from a commodity-based sector toward a high-value specialty materials market. Waxes—prized for their diverse physical properties such as water repellency, high gloss, lubrication, and chemical stability—serve as critical additives in industries ranging from packaging and cosmetics to pharmaceuticals and construction. As the global manufacturing landscape prioritizes industrial efficiency and sustainable sourcing, the market for these versatile materials is poised for resilient long-term expansion.

Strategic market indicators highlight a steady growth trajectory, driven by the resurgence of the manufacturing sector and the growing integration of bio-based alternatives. The worldwide Waxes Market is projected to attain a value of US$ 11.32 billion by 2031. The market is anticipated to register a CAGR of 3.5% during the forecast period 2025–2031. This growth reflects the indispensable nature of wax in enhancing the quality, durability, and shelf-life of consumer and industrial products.

Comprehensive Market Growth Analysis

The expansion of the wax market is not merely a matter of increased volume; it is a strategic shift toward high-performance technical grades and sustainable formulations. The following analysis breaks down the core pillars supporting the market’s growth toward the US$ 11.32 billion milestone.

1. Surge in Packaging and E-commerce Logistics

The packaging industry remains one of the most significant growth engines for the wax market. Wax coatings are essential for providing moisture barriers to corrugated boxes and flexible packaging.

Global Supply Chain Resilience: As international trade and e-commerce continue to expand, the demand for moisture-resistant shipping materials has spiked. Waxed paper and cardboard ensure that goods remain protected against humidity and environmental changes during long-distance transit.
Food Safety Standards: In the food processing sector, food-grade waxes are increasingly utilized to coat fresh produce and dairy products, reducing post-harvest waste and maintaining freshness from farm to table.

2. The Personal Care and “Clean Beauty” Catalyst

The cosmetics and personal care sector is a major consumer of high-purity natural and synthetic waxes.

Shift to Natural Ingredients: There is a burgeoning demand for beeswax, carnauba wax, and candelilla wax as consumers move away from petroleum-derived ingredients. These waxes provide the necessary structure, emollience, and stability to organic lipsticks, lotions, and sunscreens.
Functional Superiority: Waxes act as vital thickening agents and stabilizers, ensuring that cosmetic formulations maintain their physical integrity under varying temperature conditions.

3. Industrial and Technical Premiumization

Beyond consumer goods, waxes are seeing increased adoption as technical additives in high-stakes manufacturing.

Plastic and Rubber Processing: Waxes function as critical internal and external lubricants in the production of PVC and other polymers. This improves flow during molding and prevents sticking, leading to faster production cycles and better surface finishes.
Adhesives and Construction: The rise of hot-melt adhesives (HMAs) in automated assembly lines has boosted the demand for synthetic waxes. In construction, wax emulsions are the gold standard for waterproofing wood-based panels like MDF and particleboards.

Dominant Market Trends and Dynamics

As we approach 2031, the industry is being redefined by “Circular Economy” initiatives and a pivot toward synthetic consistency.

Transition to Synthetic Alternatives: As traditional petroleum refining processes change, the availability of paraffin is fluctuating. This has opened a massive window for Fischer-Tropsch (FT) and Polyethylene (PE) waxes. These synthetic variants offer higher melting points and superior consistency for specialized industrial coatings.
Bio-based Innovation: Manufacturers are investing heavily in R&D to develop bio-based “drop-in” replacements. Sourcing wax from renewable agricultural waste is becoming a primary trend among ESG-conscious brands looking to reduce their carbon footprint.
Digitalization in Specialty Waxes: The adoption of advanced waxes in 3D printing and precision casting is a burgeoning niche, allowing for more complex geometries and smoother finishes in industrial prototyping.

Competitive Landscape: Top Industry Players

The global wax market is a competitive arena featuring a blend of oil and gas giants, chemical specialists, and natural wax refiners. Leading organizations are focusing on geographic expansion in the Asia-Pacific region and the development of specialized, carbon-reduced portfolios.

Top Key Players in the Global Market:

Sasol Limited
ExxonMobil Corporation
Royal Dutch Shell plc
Sinopec (China Petroleum & Chemical Corporation)
Lukoil
Honeywell International Inc.
The International Group, Inc. (IGI)
Baker Hughes Company
Clariant AG
BASF SE
Evonik Industries AG
Nu-Chek-Prep, Inc.

Global Forecast Snapshot (2025–2031)

Metric	2025 (Baseline)	2031 (Projected)	CAGR (2025-2031)
Market Valuation	US$ 9.14 Billion	US$ 11.32 Billion	3.5%
Primary Driver	Packaging & E-commerce	Premium Cosmetics	Industrial Coatings
Leading Region	Asia-Pacific	North America	Europe

About Us

The Insight Partners is a one-stop industry research provider of actionable intelligence. We assist our clients in identifying solutions for their research needs via our consulting and syndicated research services. We specialize in providing in-depth research and analysis across key sectors, including Chemicals and Materials, Manufacturing, Technology, and Healthcare.

By combining extensive industry knowledge with advanced analytical tools, we deliver top-notch data, actionable insights, and strategic guidance on the global wax market, helping businesses make informed decisions and stay ahead of market trends. Our research goes beyond surface-level statistics, offering a deep understanding of market dynamics, competitive landscapes, emerging technologies, and regulatory impacts within the global wax market.

Our mission is to equip decision-makers with accurate, reliable, and up-to-date market intelligence that drives growth and operational efficiency. We focus on translating complex market information into clear, practical insights, enabling companies to identify opportunities, mitigate risks, and optimize strategic planning. Whether it’s entering new markets, launching innovative products, or enhancing operational performance, our comprehensive reports and consulting services provide the knowledge and confidence that business leaders need to succeed in today’s fast-evolving global economy.

Author

MayraLuee13

View all posts

Finance

Epoxy Resin Price Trend April 2026: Demand and Market Analysis

Published

6 days ago

May 7, 2026

Roman Rossi

Global epoxy resin prices moved upward during April 2026 due to firm raw material costs, improving industrial activity, and stronger construction demand. Supply limitations in some regions also supported higher values. The Epoxy resin price trend remained positive across major economies as manufacturers faced rising production expenses and steady downstream consumption.

Northeast Asia Epoxy Resin Price Index Analysis

In April 2026, Northeast Asia recorded Epoxy resin prices at USD 2.62/kg, showing a 23.0% increase during the quarter. Strong electronics manufacturing activity and higher feedstock bisphenol-A costs supported the upward movement. The Epoxy resin price chart for the region reflected tighter supply conditions, while exporters benefited from stable overseas demand and improved industrial output.

Regional Analysis:

The price analysis can be extended to provide detailed Epoxy Resin price information for the following list of countries China, Japan, South Korea, Taiwan.

Europe Epoxy Resin Price Index Analysis

Europe witnessed Epoxy resin prices reaching USD 5.23/kg in April 2026, marking a 13.0% rise in the quarter. Increased energy expenses and restricted local output drove prices up throughout the supply chain. The Epoxy resin pricing analysis also indicated stronger purchasing from automotive and coatings sectors, which supported the overall market outlook during the month.

Regional Examination:

The price assessment can be broadened to deliver comprehensive Epoxy Resin pricing details for the following countries: Germany, France, Italy, Netherlands.

India Epoxy Resin Price Index Analysis

India reported Epoxy resin prices at USD 2.35/kg in April 2026, reflecting a moderate 4.4% increase over the quarter. Demand from paints, adhesives, and electrical industries remained stable, helping maintain positive pricing momentum. The Epoxy resin price index in the country also benefited from improved import activity and balanced inventory levels among distributors.

Middle East Epoxy Resin Price Index Analysis

The Middle East saw Epoxy resin prices climb to USD 3.68/kg in April 2026, registering a sharp 21.9% increase during the quarter. Rising export demand and feedstock cost fluctuations supported the upward movement. According to the latest Epoxy resin price forecast, regional suppliers experienced stronger order volumes from Asia and Europe, which improved pricing confidence.

Regional Analysis:

The price analysis can be extended to provide detailed Epoxy Resin price information for the following list of countries Saudi Arabia, UAE, Qatar, Iran.

North America Epoxy Resin Price Index Analysis

North America recorded Epoxy resin prices at USD 4.55/kg in April 2026, up by 12.9% during the quarter. Construction recovery and increased manufacturing activity contributed to stronger buying interest. The Epoxy resin price trend remained firm as producers managed supply carefully while maintaining higher operating costs linked to transportation and raw materials.

Regional Analysis:

The price analysis can be extended to provide detailed Epoxy Resin price information for the following list of countries USA, Canada, Mexico.

Note: The analysis can be tailored to align with the customer’s specific needs.

News and Historical Data of Epoxy Resin:

Historical Epoxy Resin price data across major global regions
Analysis of price trends on a quarterly and annual basis with regional perspectives.
Supply-demand evaluation across mining and metal processing industries
Comparative price analysis across producing and importing countries
Customizable pricing intelligence reports for procurement strategies

What is Epoxy Resin?

Epoxy resin is a synthetic polymer widely used for coatings, adhesives, composites, and electrical applications. It is known for strong bonding strength, chemical resistance, and durability. The material is commonly produced by reacting epichlorohydrin with bisphenol-A and is used across construction, automotive, aerospace, and electronics industries.

Factors Affecting Epoxy Resin Prices: April 2026

Raw Material Costs: Prices of bisphenol-A and epichlorohydrin directly influence epoxy resin production expenses. Any fluctuation in petrochemical feedstocks can quickly affect manufacturing costs and regional pricing patterns.
Industrial Demand: Strong consumption from construction, automotive, electronics, and coatings sectors increases buying activity. Higher industrial production often supports upward price movement in global supply chains.
Energy and Utility Expenses: Rising electricity and fuel prices increase operational costs for resin manufacturers. Energy-intensive production processes make utility expenses an important pricing factor.
Supply Chain Conditions: Transportation delays, shipping costs, and plant shutdowns can reduce product availability. Limited supply often pushes regional prices upward and tightens inventories.
Import and Export Activity: Global trade patterns significantly impact epoxy resin availability. Increased export demand or restricted imports can influence local pricing trends and purchasing behavior.

Supply and Prices Overview: April 2026

Epoxy resin supply remained balanced to tight across several regions during April 2026. Rising production costs and healthy industrial demand supported firm pricing conditions. Asia experienced stronger export activity, while Europe and North America faced higher operating expenses, contributing to continued upward pressure on overall prices.

Epoxy Resin Price Index

The Epoxy resin price index showed a positive trend during April 2026 as major regions recorded noticeable gains. Northeast Asia and the Middle East observed the strongest increases due to feedstock volatility and export demand. Europe and North America also maintained firm pricing levels supported by industrial recovery.

Recent News: April 2026

Several resin manufacturers expanded production planning amid rising global demand from automotive and electronics industries. Higher raw material costs and logistics expenses continued influencing supplier pricing decisions. Industry participants also monitored energy cost fluctuations closely, especially in Europe, where operational expenses remained elevated during the period.

Epoxy Resin Price Trend: April 2026

The Epoxy resin price trend in April 2026 remained upward across key global regions. Improved construction activity and stronger manufacturing output supported demand growth. Restricted inventories and elevated feedstock costs also played a role in consistent gains, as suppliers exercised careful supply management to prevent overstocking

Future Outlook for Epoxy Resin

The future outlook for epoxy resin prices remains moderately bullish due to steady industrial demand and ongoing infrastructure activity. Rising electronics production and construction investments are expected to support consumption levels. However, raw material price fluctuations and global economic conditions may continue influencing short-term pricing direction during upcoming quarters.

Current Demand for Epoxy Resin

Demand for epoxy resin stayed strong in April 2026 across coatings, electronics, automotive, and construction sectors. Manufacturers continued purchasing material to meet production requirements and maintain supply continuity. Growing infrastructure projects and expanding electrical applications also supported healthy consumption patterns in both developed and emerging economies.

Uses of Epoxy Resin:

Protective Coatings: Manufacturers widely apply epoxy resin in protective coatings for metal surfaces, pipelines, and industrial equipment because it resists chemicals strongly.
Adhesives: The material provides excellent bonding strength and durability, making it useful in industrial and construction adhesives.
Electronics: Epoxy resin is used in electronic components and circuit boards because of its insulation and heat-resistant properties.
Composites: Manufacturers use epoxy resin in lightweight composite materials for aerospace, automotive, and marine applications.
Construction Materials: It is commonly applied in flooring systems, sealants, and repair compounds due to its durability and strong adhesion performance.

Key Coverage:

Market Analysis
Market Breakup by Region
Demand Supply Analysis by Type
Demand Supply Analysis by Application
Price Analysis
Price Trends by Region
Factors influencing the Price Trends
Competitive Landscape
Recent Developments

FAQs

Q. Why are epoxy resin prices increasing in April 2026?

A. Epoxy resin prices increased due to higher raw material costs, rising energy expenses, and stronger industrial demand. Increased consumption from construction, automotive, and electronics industries also supported firm pricing conditions across several global regions.

Q. What factors affect the epoxy resin price trend the most?

A. Feedstock costs, industrial demand, energy prices, and supply chain conditions are the main factors influencing epoxy resin pricing trends. Import-export activity and production disruptions can also impact regional price movement significantly.

Q. Which region recorded the highest epoxy resin prices in April 2026?

A. Europe recorded the highest epoxy resin prices in April 2026 at USD 5.23/kg. Elevated energy costs, higher manufacturing expenses, and limited regional supply contributed to the stronger pricing levels.

Q. How are analysts forecasting epoxy resin prices for the upcoming months?

A. The epoxy resin price forecast remains moderately positive due to stable demand from infrastructure, electronics, and coatings sectors. However, feedstock volatility and economic uncertainty may influence short-term price fluctuations.

Q. Why is epoxy resin important in industrial applications?

A. Epoxy resin is valued for its durability, strong adhesion, and chemical resistance. These properties make it essential for coatings, adhesives, electronics, composites, and construction materials used across multiple industries.

How IMARC Pricing Database Can Help

The latest IMARC Group study, Epoxy Resin Prices, Trend, Chart, Demand, Market Analysis, News, Historical and Forecast Data 2026 Edition, presents a detailed analysis of Epoxy Resin price trend, offering key insights into global Epoxy Resin market dynamics. This report includes comprehensive price charts, which trace historical data and highlights major shifts in the market.

The analysis delves into the factors driving these trends, including raw material costs, production fluctuations, and geopolitical influences. Moreover, the report examines Epoxy Resin demand, illustrating how consumer behavior and industrial needs affect overall market dynamics. By exploring the intricate relationship between supply and demand, the prices report uncovers critical factors influencing current and future prices.