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Is Splitting Your Grocery Bill with Buy Now, Pay Later a Smart Move? The Big Take Podcast Weighs In

Published

3 years ago

May 2, 2023

Harry Williams

Are you struggling to make ends meet but still need to buy groceries? Are you considering splitting your grocery bill with a “buy now, pay later” option? It may seem like an attractive solution, but is it really a smart move for those on a budget? In this blog post, we’ll explore the pros and cons of using this method and take insights from The Big Take podcast. So grab a cup of coffee and let’s dive into whether splitting your grocery bill with “buy now, pay later” is worth it!

What is the

If you’re not familiar with the concept of “buy now, pay later,” it’s a payment option that allows shoppers to break up their purchases into smaller installments instead of paying the full amount upfront. This method is popular among those who want to purchase items they can’t afford in one go.

When it comes to grocery shopping, this payment option enables consumers to split their bills over time without having to worry about immediate payments. Some retailers have partnered with these services and allow customers to use them at checkout.

The process is relatively straightforward: choose “pay later” as your preferred payment method during checkout, set up an account with the provider or retailer, and create an installment plan that works for you. The provider will then pay the grocery store on your behalf, and you’ll repay them back in installments according to your plan.

While this might sound like a convenient way of managing expenses, there are both positives and negatives associated with using this service when buying groceries. Let’s dive deeper into some of these pros and cons next!

How does this method work when splitting a grocery bill?

When it comes to splitting a grocery bill using the buy now, pay later method, there are a few things you need to keep in mind. First off, you’ll need to find a service that offers this type of payment plan. Once you’ve found one, you can start shopping for your groceries as usual.

When it’s time to pay at the checkout, simply select the option to split your bill with buy now, pay later. The service will then cover the cost of your groceries upfront and allow you to repay them over time in installments.

One thing worth noting is that depending on the service you use, there may be fees or interest associated with this type of payment plan. Make sure to read all terms and conditions carefully before signing up.

It’s important also note that not all stores accept this form of payment so make sure before heading out. If they do accept it and everything goes smoothly during checkout, paying back what was borrowed becomes an easy process – usually done through automatic payments from bank accounts or credit cards.

Splitting your grocery bill with buy now pay later can be convenient for those who struggle financially at times but just like any other financial decision should be thoughtfully considered beforehand.

Pros and cons of using

Using buy now, pay later options to split your grocery bill can have both advantages and disadvantages. Here are some pros and cons to consider before taking the plunge.

Pros:
Firstly, this method can help those on a tight budget by allowing them to spread out payments over time instead of having to pay for everything upfront. Secondly, it may be more convenient for individuals who prefer not to carry cash or use credit cards at the grocery store. It also helps in avoiding high-interest rates that come with using traditional credit cards.

Cons:
One major downside is that you could end up paying more than the actual cost of groceries due to interest fees charged by retailers offering deferred payment plans. Also, it’s important not to rely too heavily on these options as they can lead to overspending and accumulation of unnecessary debt. Failing to make timely payments could result in late fees and negatively impact your credit score.

While using buy now, pay later options may provide temporary financial relief when splitting your grocery bill – it’s important not only weigh the benefits but also take into consideration the potential drawbacks involved before deciding whether or not it’s worth pursuing this option.

Is this a smart move for those on a budget?

For those on a budget, splitting grocery bills using Buy Now, Pay Later (BNPL) may seem like an attractive option. But is it really a smart move?

On one hand, BNPL allows you to spread your payments over time without accruing interest. This can be helpful if you’re short on cash but need groceries immediately. Additionally, some BNPL providers offer rewards programs that can save you money in the long run.

However, there are also potential downsides to consider. Firstly, BNPL can encourage overspending as consumers may feel less pressure to stick to their budgets when they know they won’t have to pay upfront. Secondly, missed or late payments could result in fees and damage your credit score.

Ultimately, whether or not this method is a smart move for those on a budget depends on individual circumstances and financial habits. If used responsibly and with caution, it could be a helpful tool for managing expenses. However, if misused or relied upon too heavily, it could lead to financial problems down the line.

Conclusion

With the ever-increasing cost of living, it’s not surprising that people are looking to find ways to stretch their budgets. Buy now, pay later services have become increasingly popular and splitting your grocery bill using these services may seem like an attractive option. However, as we’ve explored in this article, there are both pros and cons to consider before making a decision.

On the one hand, splitting your grocery bill can help you afford groceries when you need them most without having to wait until payday. It also gives you more flexibility with your finances if unexpected expenses arise. On the other hand, using buy now, pay later services can lead to overspending and accumulating debt if not managed properly.

While splitting your grocery bill with buy now, pay later services may be a smart move for some individuals on a tight budget who can manage their finances responsibly; others should exercise caution and carefully weigh up the risks involved before making any decisions. Remember always to read terms and conditions thoroughly so you know what you’re getting into – especially when it comes down to fees or interest rates that could pile up over time!

Author

Harry Williams

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Struggling with Porn? These Pornography Prayer Points with Scriptures

Published

1 week ago

October 24, 2025

hafizasadullahseo

Reviewed
By Isla Scarlett

Introduction

If you’re carrying the secret weight of this struggle, you’re not alone and you don’t have to stay there. This collection of Pornography Prayer Points with Scriptures is written for people who want real help: honest prayers, Bible truth, and practical steps that work when paired with faith.

We’ll walk together through scripture-backed, heart-level prayers from immediate deliverance petitions to prayers that renew your mind. You’ll find focused prayer against porn addiction, clear deliverance prayers, and a bank of Bible verses for pornography to memorize and claim. Each prayer is short, usable, and tied to a verse so your faith has a firm anchor.

If you need daily support and more prayer resources, visit Daily Prayers and Spiritual Help on Blessency.com for free devotionals and a printable prayer guide. I’ve seen prayer break chains — I’ve watched shy people find courage, step by step. That’s why this post pairs spiritual prayers with simple actions (accountability, filters, community).

Read on next, we’ll look at what Scripture says about this fight and why prayer is the place to begin.

Why This Battle Matters: A Biblical View

These Pornography Prayer Points with Scriptures begin where the Bible begins — with a clear call to holiness and a louder call to grace. If you’ve ever wondered, is watching porn a sin?, Scripture answers plainly: lust and sexual impurity wounds the heart and draws us away from God (see Matthew 5:27–28; 1 Corinthians 6:18). Yet God’s response is never only condemnation — it’s rescue.

The Bible is full of Bible verses on sexual immorality that both warn and heal. Jesus teaches that lust in the heart is serious because heart-level sin shapes life. Paul urges the church to flee sexual immorality and to always remember that we are a part of Christ, we are not called to shame, but to be restored. This is why we need to pray: to recognize the laceration, to make an appeal to the authority of God, to re-stated our appetites as to what was good and righteous.

It is not a fight that does not exist, it does hurt, we will tell you. But we’ll also be honest about hope — God breaks chains. I’ve sat with men and women who felt trapped, and I’ve watched steady prayer and practical steps change lives. So we pray with both firmness about sin and tenderness about the wounded soul.

Next, we’ll look at how to use these prayer points in daily life practical steps, accountability, and the first prayers you can speak today.

Prayer Points for Deliverance

Perfect let’s pray together. These Pornography Prayer Points with Scriptures are made to be spoken, repeated, and claimed in faith. Use them aloud, slowly, and mean each word.

Lord, break every chain that binds me to this habit and set me free to live in Your light. John 8:36
Father, give me the strength to flee temptation and to run toward what is holy. 1 Corinthians 6:18
Lord, renew my mind and teach me to think on what is pure and lovely. Romans 12:2
Father, uproot lustful desires from my heart and plant a hunger for righteousness. Philippians 4:8
Lord, cover me with Your grace when shame and guilt rise, and remind me I am forgiven. Psalm 51:10
Father, help me put on spiritual armor each day and stand firm against the enemy’s lies. Ephesians 6:11
Lord, give me self-control and the habit of choosing life in every moment. 2 Timothy 2:22
Father, guard my eyes and my heart; keep my steps away from places of temptation. Proverbs 4:23
Lord, heal the hidden wounds that drive this habit and bring restoration to my soul. Isaiah 61:1
Father, surround me with wise friends and accountability that will shepherd me gently. Proverbs 27:17
Lord, teach me practical wisdom so I may remove triggers and build godly routines. Psalm 119:9
Father, I declare Your freedom over my life now I am not defined by shame but by Your mercy. James 4:7

Pray these with humility: confess plainly, then claim God’s promise that He gives strength and freedom. Use these prayer points against pornography regularly, aloud or in a journal; repeat them when temptation comes and ask a trusted brother or sister to pray with you for deliverance from pornography.

Next, we’ll put these prayers into a simple, seven-day plan you can follow daily.

Prayer Points for Renewing the Mind

When your mind keeps circling the same images, you need more than willpower you need renewal. These Pornography Prayer Points with Scriptures are written to bring God’s truth into the places your thoughts hide.

Lord, renew my mind today; replace every impure picture with Your pure thoughts. Romans 12:2
Father, help me think on what is true, noble, and lovely so my heart follows the same. Philippians 4:8
Lord, I ask for strength to refuse the first uneasy glance and to turn my eyes to Your Word. Psalm 101:3
Father, uproot the strongholds in my thinking and teach me to take every thought captive to Christ. 2 Corinthians 10:5
Lord, guard my heart; give me a hunger for Scripture so it fills my mind and drowns the lies. Psalm 119:11
Father, when lustful images come, remind me quickly of truth and help me speak a Scripture aloud. Colossians 3:2
Lord, form holy habits in me—quiet times, Scripture memory, and simple rhythms that protect my mind. Deuteronomy 6:6–7
Father, soften the places of shame and replace them with hope so I can think clearly and freely. Psalm 51:10
Lord, teach me practical steps—pause, breathe, pray and give me courage to choose purity again. 1 Corinthians 10:13
Father, let Your Spirit renew my imagination so I delight in things that honor You. Ephesians 4:23–24

These are short, spoken prayers—use them as a renew my mind prayer when temptation rises, or as a daily prayer to resist lustful thoughts. Tip: memorize two verses (start with Philippians 4:8 and Romans 12:2) and say one aloud the moment a thought strikes. I once whispered Philippians 4:8 in a quiet office and felt my pace change God meets small steps.

Next, we’ll pray for strength and self-control so these renewed thoughts become steady habits.

Prayer Points for Strength & Self-Control

When temptation feels like a tide you can’t hold back, we ask God for steady hands and steady hearts. These Pornography Prayer Points with Scriptures will help you call on the Spirit for strength and build the habits that keep you free.

Lord, fill me with Your power when I feel weak and remind me that You equip me to stand. Philippians 4:13
Father, give me self-control and fruit of the Spirit to overcome impulses that pull me away from You. Galatians 5:22–23
Lord, when temptation knocks, help me flee and find shelter in Your presence right away. 1 Corinthians 10:13
Father, strengthen my will to choose what honors You and let discipline become my friend. 2 Timothy 2:22
Lord, teach me to rely on the Holy Spirit each hour so I won’t lean on my own strength. Romans 8:13
Father, give me the wisdom to remove the places and patterns that lead to sin. Proverbs 4:23
Lord, surround me with faithful people who will speak truth with love and hold me accountable. Proverbs 27:17

Pray these as a steady habit—out loud if you can. Then act: remove triggers (unfollow, uninstall, block), set up filters, and invite one trusted person into your accountability circle. I’ve seen small steps like these change a life; God honors them.

Next, we’ll pray for healing, forgiveness, and full restoration.

Prayer Points for Healing, Forgiveness & Restoration

As shame weighs great and the past keeps on re-running it is time to know that God is not in the business of covering you in guilt but in healing you. These Pornography Prayer Points with Scriptures bring gentle confession, honest asking, and God’s promise of renewal.

Lord, I confess my sin and ask You to wash me clean; make my heart pure again. Psalm 51:10
Father, remove the shame that keeps me silent and give me the courage to be honest before You and others. Isaiah 61:1
Lord, heal the wounds that drove me to this habit and mend the places of weakness in my soul. Psalm 147:3
Father, forgive me for the ways I have hurt myself and others; restore my dignity and hope. 1 John 1:9
Lord, replace my guilt with Your mercy so I can rise and walk in freedom each day. Psalm 34:18
Father, repair relationships broken by my choices and lead me to repentance that bears fruit. Joel 2:25
Lord, set my feet on a steady path of restoration; let me experience full healing after pornography addiction. Isaiah 43:18–19
Father, teach me to celebrate small victories and to keep coming back to You when I stumble. Galatians 6:1–2

Pray these as a humble offering—speak them aloud, then hold out your hand to receive God’s mercy. If the burden is deep, please consider counseling or a trusted pastoral mentor; professional and spiritual help together speed restoration. I’ve seen people begin again after years—one steady step at a time.

Next, we’ll pray for accountability and practical support to keep freedom growing.

Prayer Points for Accountability & Practical Support

When the road to freedom feels lonely, we need people beside us friends who pray, speak truth, and walk steady. These Pornography Prayer Points with Scriptures call out for godly company and practical help so healing won’t be a secret struggle.

Lord, bring wise, compassionate people into my life who will sharpen and encourage me. Proverbs 27:17
Father, help me confess honestly and receive prayer without shame; let accountability lead to healing. James 5:16
Lord, guide me to mentors and small groups that speak truth in love and help me stay on the path. Hebrews 10:24–25
Father, give wisdom to those who counsel me and protect me from bad advice; surround me with godly counsel. Proverbs 15:22
Lord, teach me to carry one another’s burdens and to accept help when I falter. Galatians 6:2

Pray these aloud, then take a simple step: join a local small group, set up an accountability app or filter, and name one person who will check in weekly. I once watched a young man breathe easier after his first honest conversation—community changes things.

Next, we’ll pray short, targeted spiritual warfare prayers to break strongholds and claim God’s freedom.

Spiritual Warfare Prayers

When spiritual forces press hard, we stand and pray. In these Pornography Prayer Points with Scriptures you’ll find targeted spiritual warfare prayers to break strongholds and claim God’s freedom right now.

Lord, I bind every spirit that fuels temptation and break its hold over my life in Jesus’ name. Matthew 18:18
Father, clothe me in Your armor so I can stand firm against the schemes of darkness. Ephesians 6:11–12
Lord, I take authority over every lie and demand truth to fill my mind and heart. 2 Corinthians 10:4–5
Father, loose me from chains of lust break every pattern that would steal my joy and purity. John 8:36
Lord, send Your angels to guard my ways and cut off every sudden temptation before it gains ground. Psalm 91:11
Father, help me submit to You, resist the enemy, and stand firm in the victory Christ has won. James 4:7
Lord, declare me more than a conqueror over this battle and let Your peace rule in my heart. Romans 8:37

Pray these with confidence, then act: remove triggers, install filters, and name one accountability partner tonight. Spiritual prayers break ground; practical steps hold it. I’ve watched God answer these exact cries—one steady prayer at a time.

Next, we’ll turn these prayers into a simple daily plan you can follow for seven days.

Conclusion & Call to Action

Pornography prayer points have struck somewhere in your heart, do not fly away. Recovering of all things that were fought in the dark happens slowly, gradually and through the consistent grace of God. Deliverance prayers are not magic words; they are everyday means of getting free and each means matter.

You are not alone, in case you are trying. Well, I have actually witnessed how individuals returned with no more than a sober prayer and a glimmer of strength after going to the dark side. You can, too.

Drop a comment or share this to help someone else quietly fighting the same war. And when you’re ready, visit Daily Prayers and Spiritual Help for the printable guide and daily devotionals.

Author

hafizasadullahseo

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How Language Solutions Are Building Stronger Arab-Somali Connections

Published

3 weeks ago

October 10, 2025

janylim

Reviewed
By Eleanor Hooper

How Language Solutions Are Building Stronger Arab-Somali Connections

Introduction

Arab nations and Somalia share strong ties. For centuries, people crossed the Red Sea, carrying not only goods but also culture, ideas, and religion. These ties built friendships that lasted through generations. But one challenge kept coming back: language. Trade deals, cultural exchange, and even simple dialogue often slowed down because words did not align.

Things are shifting. The Arab translation service makes it easier for both sides to connect. Translation replaces confusion with clarity and delays with progress. MarsTranslation, with its expertise in regional languages, plays a big role in this progress. They provide translation solutions that fulfill the linguistic requirements of Arab and Somali communities.

Effective communication builds trust and opens the door to strong partnerships. When businesses, governments, and communities understand each other fully, cooperation turns into real growth. That is the power of translation solutions today.

Arabic Translation Service: A Key to Trade Growth

Trade between Somalia and Arab nations is picking up speed in industries like construction, health, education, and energy. But without proper translation, contracts can become a major stumbling block. An Arabic translation helps avoid this problem.

Imagine a Somali business in need of investment by a Gulf counterpart. A single mistake in a contract could cost a business its biggest opportunity. MarsTranslation safeguards your deals with precise translations that respect both language and culture. It’s this blend of precision and sensibility that keeps negotiations rolling.

MarsTranslation doesn’t rely on just one method. It blends smart technology with real human expertise. The result is fast, accurate, and reliable translation.

Here’s how it works. The process starts with software for speed, followed by human refinement of the message and making sure it feels natural. Machines can process words quickly, but people add the human touch that software can’t.

This leads to speed with accuracy. That balance matters most in high-stakes projects like contracts, manuals, and legal documents. A single mistake in those areas can be costly.

The Role of Somali Translation in Regional Cooperation

While Arabic dominates in Middle Eastern trade, Somali plays an equally important role within Somalia’s own governance, education, and cultural identity. For development projects or cross-border initiatives to succeed, Somali voices must be heard clearly.

Think about Arab-led aid missions. They often need to share urgent messages in Somali. Without the right translation, those words may never reach the people who need them most. Now think about Somali businesses. When they move into Arab markets, they must present products, ads, and contracts in Arabic or risk being overlooked by potential partners.

Professional Somali translation services solve this. By focusing on industries like medicine, law, and trade, providers build clarity that works in real life. This makes cooperation fair, practical, and lasting.

Beyond Words: Cultural Understanding

Language solutions aren’t only about replacing one word with another. They also carry cultural weight. A technically correct translation can still miss the mark if cultural values are ignored.

Somali culture, for instance, values oral traditions, storytelling, and proverbs, all of which can be layered with meaning. The challenge is to preserve that richness, not lose it in a literal translation. Similarly, many Arab societies use formal and indirect communication styles, which translators must preserve for the message to resonate properly.

Cultural understanding can make or break cooperation. When providers balance accuracy with cultural understanding, they create trust and mutual respect that words alone cannot achieve.

Why Businesses Should Pay Attention

For global companies, translation has become a part of their business strategy. A Somali startup entering the Gulf market or an Arab investor exploring East Africa faces serious risk if contracts, reports, or compliance documents are mistranslated. Errors can lead to financial loss or damaged credibility.

But when handled well, translation becomes a powerful tool. It opens markets, helps businesses negotiate with confidence, and supports brand growth. Businesses that invest in professional services see smoother operations and more productive partnerships.

The Future of Arab-Somali Collaboration Through Translation

Looking ahead, language support will stay central to Arab-Somali cooperation. As new industries emerge and virtual media continue to develop, understandable and culturally perceptive communication will become more necessary. Technology will facilitate faster exchanges, yet qualified translators will ensure the message translates the proper tone as well as cultural nuances. This combination of technology and skill will create stronger business links and smoother cross-border ventures, as well as more robust cultural interchange. With translation driving sustainable cooperation, it is moving beyond the role of an auxiliary service to become a true catalyst for growth.

Conclusion

The historic connection between Arabs and Somalis is being carried into the future through clear communication. The translation services make sure that history is not only remembered but also taken ahead in the form of practical partnerships.

By using precise and culturally aware translations, businesses and communities gain the trust and clarity that they need to succeed together. In this manner, language becomes more than a means for trade; it’s a path toward stronger links between the Arabs and Somalis. MarsTranslation makes this possible by providing accurate, culturally aware translations that turn communication into collaboration.

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janylim

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Discover The Hidden Impact of Media Stories on Society

Published

4 weeks ago

October 7, 2025

rubyyates

Reviewed
By Ailany Collins

Press reporter walking outdoors while following leads on a story, symbolizing investigative journalism and the influence of media narratives on society.

Introduction

With screens, headlines, and hashtags, it is easy to forget that what we call “reality” is often filtered through a narrative that someone else has created. The media does not just report the news; it shapes the news, determines what emotion we should feel, and “colors” it. Shifting from the news to social media, every post is created with a narrative that aims to alter the public’s understanding of the world.

The Influence of the Frame

Every story starts with a question: “What should I include?” “What should I exclude?” “How should I introduce the characters?” The questions of what to include and what to exclude are also questions of psychology. Framing is a concept that’s been around a long time in communication, and it refers to how the presentation of information determines how someone perceives it. For instance, “the protest” can be seen as “the riot” or “the protest.” “The policy” can be referred to as “reform” or “rollback.”

The more people that interact with these framed narratives, the more shared beliefs form, often without a deep understanding of the issue. This is because a cohesive storyline has been introduced and absorbed.

Emotional Engineering and Agenda Setting

Modern media has evolved and now manipulates emotions as well as informs. Consider the times when emotions like outrage, relief, or fear were overwhelming, all because of the headlines designed to stimulate them. Emotions like these blindly capture the audience’s attention, and in the media industry, that attention is the most highly valued currency.

Elaboration on the agenda-setting theory recognizes this as well. Even though the media does not directly state what we should think, it does suggest what we should think about. For instance, does the public debate more about celebrity gossip than a relevant governmental policy? By framing an issue in a certain way, the media directs the public and focuses the public’s concern on that issue. Shifting the public’s attention, even slightly, has real impacts on elections and social movements that are currently active.

Social Identity and Echo Chambers

The digital era has the potential to provide a more balanced understanding, yet it has the reverse effect. Even though we now both consumers and creators of media, and have more access to information, we neglect dissenting views as algorithms feed us what we have already established in our beliefs.

These bubbles create self-reinforcing narratives for users. When someone encounters a specific version of a story, they are likely to only see reports that affirm that story and strengthen their conviction, leaving them little room to see other sides. The result is a fragmented sense of shared reality, not just polarization.

The Craft of Language and Imagery

Even single words can nudge perception. The emotional tone of a “refugee” versus “migrant” or “displaced person” is different. Similarly, images can sway public empathy. What picture is used for a headline and how a video is edited matter. A positive, smiling photo of a politician will make one photograph seem more trustworthy; a poorly lit photo will create suspicion.

These choices do create sentiment. Over time, a repetition of certain representational patterns will create bias or strengthen stereotypes, often with no intent of doing so.

Economic and Political Undercurrents

Every major media outlet has its own system of ownership, sponsorship, and a network of political interests. Knowing who funds a story can show who is likely to be served, what issues will be highlighted, and which will be ignored. When editors are under pressure to make a story profitable, they might remove important context and substitute it with sensational elements.

At the same time, state-authorized or politically sympathetic media might act as soft power tools by creating and marketing specific ideological frameworks. The imbalance between profitability and influence, alongside the merger of commerce, politics, and journalism, creates a complex environment where the truth might be left out.

Psychology of Trust

The most ambiguous and most powerful form of media influence is the impact media has on shaping trust. Audiences believe content that is congruent with their worldview, and it becomes a part of their identity, making it hard to abandon without a feeling of betrayal or to question it. This is why trust, once lost, is hard to restore.

Losing trust is most often a consequence of a lack of transparency. A clear separation of opinion and fact, source attribution and disclosure, and even admitting mistakes are conditions that help restore trust. This is why demanding clear and honest communication is a form of self-empowerment.

From Passive Consumers to Active Analysts

Understanding the impact of a given narrative does not mean rejecting journalism or distrusting all sources. It means recognizing that mainstream media narratives do not equate to media literacy, the ability to analyze content critically. It means asking the question: Who benefits from this version of the story?

Start small. Look at the same coverage of an event from different outlets and analyze the differing narrative frames. Pay attention to the different describing words used, the different photos, and the different pieces of data emphasized versus those dismissed. These practices focus on active engagement and reclaiming belief systems.

Awareness of Advertising

Artificial intelligence, deepfakes, and hyper-targeted content slowly distort truth and fabrication. Soon, authenticity itself will become a fabrication. This can only be challenged through critical education and contemplation, both at the level of the individual and the institution. Media can only be a mirror, but one that distorts the truth becomes a narrative of society when the mirror is bent. The missing pieces of the puzzle mean condensed, civil, and enlightened. It means the right to vote, the right to feel, and the right to recognize truth amidst the noise. Even if you’re just a journalist, a student, or a curious observer wanting to write for us news and media platforms, every story you tell or share has power. Use it wisely.