Finance

Biden Ramps Up Fundraising Efforts with Appeal to Big Money Donors

Published

3 years ago

April 29, 2023

Harry Williams

As the 2020 presidential election draws near, fundraising efforts are ramping up for all candidates. Joe Biden is no exception, as he urges big money donors to help him keep his promise of fighting for health care. But what exactly are his plans and who is behind his campaign? In this blog post, we’ll dive into the details of Joe Biden’s top ten donor tips, primary issues in his campaign and the team supporting him. So sit back and read on to learn more about one of the key players in this year’s race for the White House!

Joe Biden’s Top Ten Donor Tips

Joe Biden’s fundraising efforts are in full swing, and he has some tips for big-money donors. Here are Joe Biden’s top ten donor tips that can help you make the most of your contribution:

1. Donate early: Early donations can help build momentum for a campaign.

2. Consider recurring donations: Recurring contributions can provide stability for a campaign.

3. Maximize your contribution: The maximum amount an individual is allowed to donate to a presidential candidate is $2,800.

4. Encourage others to donate: Spreading the word about a candidate and asking friends and family to contribute can go a long way.

5. Host fundraisers: Hosting events on behalf of candidates can attract new donors and raise additional funds.

6. Leverage social media: Using social media platforms such as Twitter, Facebook or Instagram to promote donation links may encourage more people to donate.

7. Team up with other donors: Collaborating with other like-minded individuals who share similar political views could increase your impact by pooling resources together .

8 .

Don’t forget local races! Supporting local politicians aligned with the same values as the presidential candidate will strengthen their overall campaign effort

Be aware of tax deductions : Contributions made within specific time frames may be tax deductible

10.

Remember transparency : Always research where and how campaigns spend its funds before contributing

By following these tips, big money donors can effectively support Joe Biden’s 2020 presidential campaign while making sure their contributions count towards achieving his goals if elected into office

Why Joe Biden is Urging Big Money Donors to Help Him Keep His Promise to Fight for Health Care

Joe Biden has been urging big money donors to help him keep his promise to fight for healthcare. The former Vice President and 2020 Presidential candidate is relying on the financial support of wealthy backers in order to fund his campaign.

One reason why Joe Biden is turning towards big money donors is because he wants to ensure that he can continue fighting for better healthcare policies despite the opposition from Republicans. Healthcare was a major issue during Obama’s tenure, and it remains one of Joe Biden’s top priorities.

While many Americans believe that healthcare should be a basic right, providing universal coverage requires significant resources. By seeking out donations from wealthy supporters, Joe Biden hopes to demonstrate that he is serious about improving access to healthcare for all Americans.

However, this approach does have its detractors. Some argue that by accepting large sums of money from rich individuals and corporations, politicians like Joe Biden may become beholden to their interests rather than those of ordinary citizens.

While some may criticize Joe Biden’s reliance on big money donors as a way to fund his campaign promises around health care issues – there are also valid reasons why such an approach could be beneficial for all Americans in terms of ensuring greater access and funding towards improved health care policies in our country.

What are the Primary Issues Joe Biden Will Focus on in his 2020 Campaign?

Joe Biden’s 2020 campaign will focus on several key issues that he believes are critical to the future of America. One of his top priorities is healthcare, which he sees as a fundamental right for all Americans. Biden has promised to build on Obamacare by expanding access and lowering costs.

Another issue that Joe Biden plans to tackle in his presidential campaign is climate change. He believes that it is one of the greatest threats facing our planet and calls for action now to prevent further damage. He proposes investing in clean energy and creating jobs in renewable industries.

Biden also wants to address income inequality, proposing policies such as raising the minimum wage, expanding affordable housing options, and increasing access to education and job training programs.

Gun control is another area where Joe Biden intends to take action if elected president. His plan includes implementing universal background checks, banning assault weapons, and holding gun manufacturers accountable for their products’ effects.

Foreign policy will be an essential part of Biden’s 2020 campaign platform with plans for restoring American global leadership through diplomacy over military interventionism.

In summary, Joe Biden’s primary focus areas include healthcare reform, combatting climate change by transitioning into renewable energy industries while providing job opportunities; addressing income inequality via increased minimum wages or accessible education/training programs; stricter gun control measures such as universal background checks; promoting peaceful international relations via diplomatic means primarily.

Who is Behind Joe Biden’s 2020 Campaign?

Joe Biden’s 2020 campaign has a team of experienced strategists and advisors, who are working hard to ensure that he is successful in the upcoming elections. Jen O’Malley Dillon, a veteran Democratic operative, leads his campaign as the Campaign Manager. Kate Bedingfield serves as the Communications Director while Anita Dunn is a Senior Advisor.

There are also key players behind Joe Biden’s fundraising efforts such as Rufus Gifford, who served as finance director for Barack Obama’s reelection campaign. He now heads up Biden’s fundraising operation along with financier Mark Gallogly.

Other notable individuals involved include Symone Sanders, a top strategist known for her work on Bernie Sanders’ 2016 presidential campaign and Cedric Richmond who chairs his national campaign.

Biden has been endorsed by several high-profile leaders including former President Barack Obama and fellow Democrats Hillary Clinton and Elizabeth Warren. The support from these individuals coupled with an efficient team behind him makes Joe Biden one of the most formidable candidates running in this election cycle.

Conclusion

Joe Biden has been ramping up his fundraising efforts in order to secure the resources needed to fight for health care and other key issues in his 2020 campaign. His appeal to big money donors may be controversial, but it is a necessary step if he hopes to compete with President Trump’s robust financial support.

With the backing of top Democratic fundraisers and strategists, Biden is well-positioned to make a strong showing in the upcoming primaries and caucuses. However, he will need to work hard to win over voters from across the political spectrum if he hopes to defeat Trump.

Ultimately, only time will tell whether Biden’s fundraising strategy pays off or not. But one thing is certain: this election promises to be one of the most hotly contested races in recent memory, and all eyes will be on Joe Biden as he seeks to become America’s next president.

Author

Harry Williams

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Business

RBI Gold Loan Guidelines 2025: What Borrowers Must Know

Published

3 days ago

November 21, 2025

ishasingh1699

Reviewed
By Elena Avery

Introduction

Gold Loans continue to be one of the most accessible credit options in India. With their quick processing and security-backed nature, they’ve helped millions manage short-term financial needs. In 2025, the Reserve Bank of India (RBI) introduced a revised set of Gold Loan guidelines to improve transparency, borrower protection, and uniformity in lending practices. These updates are particularly relevant for anyone considering a Gold Loan, whether for personal emergencies, minor business requirements, or planned expenses.

Understanding RBI’s Tiered LTV Policy

RBI now follows a tiered loan-to-value (LTV) ratio based on the total loan amount. The LTV ratio indicates the percentage of the gold’s value that can be sanctioned as a loan. As per the latest framework:

Loans up to ₹2.5 Lakh: Maximum LTV capped at 85%
Loans between ₹2.5–₹5 Lakh: Maximum LTV capped at 80%
Loans above ₹5 Lakh: LTV restricted to 75%

This change encourages responsible lending and ensures that smaller borrowers can access slightly higher loan amounts relative to the value of gold pledged.

Assessment of Borrower Creditworthiness

While smaller loans up to ₹2.5 Lakh may be offered without detailed credit appraisals, any loan amount exceeding this threshold requires a thorough credit assessment of the borrower’s repayment capacity. This step protects financial institutions and borrowers alike by aligning loan disbursements with the borrower’s ability to repay. Loan renewals or top-up loans can only be sanctioned following such credit assessments and must remain within permissible LTV limits. Bullet repayment loans may only be renewed after accrued interest has been paid.

Valuation and Purity Checks

RBI mandates a standardised process for assaying the gold pledged as collateral. The valuation of the pledged metal must be based solely on its intrinsic value without including stones, gems, or other embellishments. The price used to assess the value of the collateral should reflect its actual purity (caratage). This value must be based on the lower of either the average closing price over the past 30 days or the closing price from the previous day. These prices should be sourced from either the India Bullion and Jewellers Association Ltd. (IBJA) or a commodity exchange regulated by the Securities and Exchange Board of India (SEBI).

If prices for a specific purity are unavailable, valuation should be adjusted proportionately based on the nearest available purity. The assaying procedure and valuation methodology must be consistent across all branches of a lender, and borrowers must be present during assaying. Deductions related to non-metallic components, such as stones or lac, should be explained and documented in a certificate issued to the borrower. The lender is required to issue this certificate in duplicate, one for its records and one for the borrower’s acknowledgement.

Ownership Documentation and Anti-Money Laundering Measures

Lenders are required to ascertain that the ownership of the pledged collateral is not doubtful. Where ownership documents such as purchase bills are unavailable, lenders should obtain a declaration from the borrower affirming rightful ownership. Further, multiple or frequent loans granted to a single borrower aggregating beyond a certain threshold must be closely monitored under anti-money laundering (AML) regulations to prevent misuse or fraud.

Restrictions on Collateral Use and Loan Tenure

The RBI prohibits lending against primary gold, such as financial assets backed by gold ETFs or mutual funds. Collateral that has been pledged to a lender must not be repledged or used to secure loans from other institutions. Additionally, the tenure of consumption loans structured as bullet repayments is capped at 12 months, though renewals are permissible by appropriate regulations.

Collateral Limits for Ornaments and Coins

To mitigate risks linked to collateral management, the maximum aggregate weight of gold ornaments pledged by a borrower should not exceed 1 kilogram. Similarly, limits apply to coins: 50 grams for gold coins.

Settlement, Auction Procedures, and Borrower Protection

Upon full repayment or settlement, lenders must release the pledged collateral within seven working days immediate release on the same day is encouraged wherever possible. Before auctioning pledged items due to non-repayment, lenders are required to notify borrowers or legal heirs, allowing a reasonable time for settlement. Auctions must be conducted transparently with adequate public notice, including advertisements in a regional language newspaper and a national daily. The collateral’s reserve price at auction must not fall below 90% of its current value, except after two failed auctions, where it may be reduced to 85%.

In instances of collateral loss, damage, or discrepancies observed during audits or returns, lenders are mandated to compensate borrowers or their legal heirs promptly. Moreover, if collateral release is delayed due to the lender’s reasons, compensation at the rate of ₹5,000 per day of delay must be made.

Lender Obligations and Disclosure

Loan agreements must comprehensively describe collateral, auction procedures, borrower rights for settlement, timelines for releasing collateral, and applicable charges related to assaying or auctioning. Communication must be provided in the borrower’s regional or preferred language. Lenders must also maintain proper infrastructure and security protocols to store collateral safely and restrict handling to authorised personnel. Periodic internal audits, surprise verification of pledged items, and regular reporting to supervisory boards on unclaimed collateral are essential components of compliance.

Ensuring Borrowers Benefit from Competitive Gold Loan Rates

For borrowers, obtaining the lowest Gold Loan rate requires careful attention to lender policies, transparency in valuation, and adherence to prescribed limits. A practical approach includes using an interest calculator for a Gold Loan to estimate monthly repayments and total interest payable based on the loan amount, LTV ratio, and tenure. This tool helps borrowers compare offers across lenders and choose the most economical option while ensuring loan terms comply with RBI regulations.

Conclusion

The RBI’s updated gold loan guidelines for 2025 contribute to a regulated, transparent, and secure credit system for pledged gold collateral. By setting clear limits on LTV ratios, collateral valuation, borrower assessment, equitable auction processes, and borrower protection measures. The Reserve Bank promotes trust and stability in gold-backed lending. Borrowers are advised to understand these provisions fully and utilise tools such as the interest calculator for a Gold Loan to make prudent borrowing decisions. Adhering to the RBI’s framework will help borrowers secure the lowest Gold Loan rate while protecting their interests throughout the loan lifecycle.

Author

ishasingh1699

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Finance

FAQs List of Coinbase Support SERVICE (24/7 Talk)

Published

3 days ago

November 21, 2025

coinbasetollfree

Reviewed
By Lucy Coll

Coinbase-Customer-Service-Support-by-Phone-1858-765-8486

Introduction

In the event that one encounters difficulties with their Coinbase account be it transactional anomalies, access impediments, or concerns regarding digital security it becomes imperative to ascertain the proper channels through which support may be expeditiously solicited. Coinbase affords users a multiplicity of remedial avenues, encompassing a continuous, 24-hour telephonic assistance service.

A recurrent query among users pertains to the operational mechanics of this support, the optimal junctures for engagement, and the anticipated procedural outcomes. This compendium of frequently asked questions endeavors to furnish lucid elucidations to the most prevalent inquiries surrounding Coinbase’s customer service apparatus. Regardless of whether one is a neophyte to the cryptographic domain or a seasoned practitioner, this guide is designed to facilitate the acquisition of assistance with both alacrity and security.

Frequently Asked Questions (FAQs) About Coinbase Support Service (24/7 Talk)

Q1. What Is Coinbase’s 24/7 Talk Support?

Coinbase’s 24/7 talk support allows users to call a support agent at any time, day or night. This means if you have trouble with your account, a payment, or need help with security, you can reach a live person who can guide you through the issue. This service is useful for urgent matters that cannot wait for email or chat replies.

Q2. How Do I Reach Coinbase Support by Phone?

To call Coinbase support, you usually go through the Help Center on the Cryptocurrency exchange

website. There, you may find an option to “Request a Call” if phone support is available for your account and region. Once you click that, Coinbase arranges a support agent to call you back. This method ensures you are reaching the real support team and not giving your number to a random person.

Q3. Is the Coinbase 24/7 Number the Same for Everyone?

No, it may not be the same for every user. The number or call-back method you get depends on:

Your geographic location
Your account type (regular user, Coinbase Pro, Coinbase One)
The type of issue you raise
Because of this, Cryptocurrency exchange often uses dynamic call‑back options rather than listing a single global number for all users.

Q4. Is There a Direct Public Phone Number Listed for Coinbase 24/7 Support?

Coinbase no longer widely publishes a fixed public phone number for all customer service calls. Instead, it prefers users to go through its Help Center to request a call. This helps reduce fraud risk and ensures users connect with genuine support agents. Be careful of unofficial numbers circulating online, as they may be scams.

Q5. How Do I Request a Support Call Back From Coinbase?

To request a call back:

Go to Coinbase Help Center while logged into your account.
Find the category that matches your problem (for example, account issues, security, transactions).
Click on “Contact Us” or “Get Help.”
Select “Request a Call” if available for your issue.
Provide your phone number and submit the request.

Coinbase support will then call you back, usually within a short time.

Q6. Do I Need to Pay for Coinbase 24/7 Support Calls?

No, Coinbase does not charge users for support calls. The call-back service is part of its customer support, and legitimate calls from Coinbase support agents are free. But you should always make sure you are calling or receiving calls from the correct source to avoid fraudulent calls that may try to scam you.

Q7. What Kind of Issues Can Be Handled Over a 24/7 Call?

You can get help for many different issues:

Account access or login problems
Identity verification or KYC issues
Payment or deposit problems
Withdrawal delays or errors
Security concerns, like 2FA or phishing
Transaction status checks
Any urgent or complicated issue that needs live assistance

Some very technical questions might be escalated, but a 24/7 agent can help guide you or pass the case on as needed.

Q8. Is 24/7 Support Available for All Coinbase Users?

Not necessarily. While Coinbase does offer 24/7 support in many places, it depends on:

Your country or region
Your user level (some features may be limited for free or new accounts)
The type of support plan you have (for example, Coinbase One or premium users may get faster service)

Always check in the Help Center to confirm whether 24/7 call-back is offered for your account.

Q9. How Can I Prepare Before the Support Call?

Preparing well can make the call faster and more effective. Here are some tips:

Write down your issue clearly (what happened, when, and how)
Have your Coinbase-registered email or phone ready
Note any transaction IDs, transaction dates, or screenshots if you can
Keep your device nearby in case you need to log in or share information
Never share your password, private keys, or one-time codes

Being ready helps you get a helpful response faster.

Q10. How Long Does It Usually Take for the Support Agent to Call Back?

The wait time for a callback can vary based on how many users are asking for help, where you are, and what kind of problem you have. In many cases, you may get a return call within minutes or up to a few hours. For urgent or high-severity cases, the response tends to be faster.

Q11. What Should I Do If the Agent Asks for My Password or Private Key?

You should never share sensitive data like your password, private keys, or wallet seed phrase. Real Coinbase support agents will never ask for this kind of personal or security information. If anyone asks for these details, it is a red flag for fraud. Politely end the call and report the number or incident to Coinbase directly via their official help portal.

Q12. Can I Use 24/7 Support for Fraud or Scam Reports?

Yes. If you believe you are being targeted by a scam or if your account has been compromised, contacting Coinbase support via the call-back option is one of the best steps to take. A support agent can help you secure your account, pause transactions, or escalate the matter to Coinbase’s security team.

Conclusion

Coinbase’s 24/7 talk support is a vital lifeline for users who need help with urgent account issues, security concerns, or transaction problems. By understanding how the call-back system works, preparing in advance, and recognizing genuine agents, you can get the help you need quickly and safely. Remember never to share passwords or private keys, and always use Coinbase’s official Help Center to start the support process. With the right approach, you can navigate issues with confidence and make full use of Coinbase’s round‑the‑clock service.

Author

coinbasetollfree

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Finance

Full List of Coinbase Help Desk Number USA Numbers

Published

3 days ago

November 21, 2025

coinbasetollfree

Reviewed
By Mila Parker

Introduction

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