Finance

Trends in Real Estate Investment for 2024

Published

1 year ago

September 30, 2024

Harry Williams

Reviewed
By Stacy Mike

Real estate investment has always been a cornerstone of wealth building. As we approach 2024, the market is undergoing significant changes due to technological advancements, shifting economic conditions, and evolving consumer preferences. In this article, we’ll explore the trends that are shaping the future of real estate investment, providing valuable insights for investors looking to navigate the coming year with confidence.

1. Rise of PropTech: Transforming Real Estate

The integration of technology in the real estate sector, commonly referred to as “PropTech,” is one of the most impactful trends influencing real estate investment. PropTech encompasses a variety of innovations such as virtual reality tours, AI-powered property management, blockchain for secure transactions, and more.

Impact on Investment: PropTech is streamlining the buying and selling process, making it easier for investors to make informed decisions quickly. Digital platforms are also democratizing access to real estate, allowing smaller investors to participate in fractional ownership models.
Looking Forward: In 2024, expect further advancements in smart contracts through blockchain, automated property management tools, and enhanced virtual experiences that make remote real estate investment more feasible.

2. Sustainable and Green Buildings: A Key Investment Driver

Sustainability is no longer just a trend—it’s a necessity in today’s real estate market. With environmental regulations tightening and consumer demand for eco-friendly living spaces increasing, green buildings are becoming a focal point for investors.

Impact on Investment: Properties with energy-efficient features, such as solar panels, efficient insulation, and smart energy systems, are seeing increased demand. These eco-friendly properties often command higher rents and resale values.
Looking Forward: In 2024, investors should focus on properties that align with sustainability goals, as they will likely experience long-term growth and demand. Energy efficiency certifications and LEED (Leadership in Energy and Environmental Design) certifications will continue to play a crucial role in property valuation.

3. Remote Work and Hybrid Models: Redefining Commercial Real Estate

Picture by: Yandex.com

The pandemic has forever changed how businesses operate, with many companies adopting remote or hybrid work models. This shift is having a profound effect on commercial real estate, particularly in office spaces and coworking environments.

Impact on Investment: Investors in commercial real estate must adapt to the changing demand for office spaces. There is a growing preference for flexible, multi-use spaces rather than traditional office layouts.
Looking Forward: In 2024, expect to see continued growth in the demand for coworking spaces, as well as a shift toward suburban office locations as more businesses look to accommodate remote and hybrid work arrangements. Investors who can offer flexible lease options will likely benefit.

4. Increased Demand for Multi-Family Properties

The demand for multi-family properties, including apartment complexes and condominiums, is on the rise due to urbanization, population growth, and rising housing costs. As more people choose renting over buying homes, this asset class is becoming increasingly attractive to investors.

Impact on Investment: Multi-family properties offer stable rental income and often experience lower vacancy rates compared to single-family homes. This makes them a less volatile investment, especially in urban areas where housing demand is consistently high.
Looking Forward: Investors should consider multi-family properties in growing metropolitan areas or regions with a shortage of affordable housing. As housing affordability continues to be a challenge, demand for rental units is expected to remain strong in 2024.

5. Real Estate Crowdfunding: Democratizing Investment

Real estate crowdfunding has emerged as an alternative investment method that allows individuals to pool their money to invest in properties that would otherwise be out of reach. This trend is particularly appealing to small investors or those looking to diversify their portfolios without committing to a single large property.

Impact on Investment: Crowdfunding platforms offer investors the ability to enter the real estate market with relatively small amounts of capital. It also provides diversification opportunities across different asset classes and geographical locations.
Looking Forward: As the popularity of crowdfunding grows, 2024 will see more platforms emerge, offering innovative models for property investment. Investors should carefully evaluate the platform’s credibility, fees, and potential returns before committing.

6. Housing Affordability Crisis: Shaping Investment Strategies

One of the most pressing issues in real estate today is the housing affordability crisis. Rising home prices and stagnant wages have left many potential homeowners struggling to enter the market, which has far-reaching implications for real estate investors.

Impact on Investment: Investors may need to shift their focus toward more affordable housing solutions, such as developing properties in less expensive suburban or rural areas. In addition, there may be opportunities to invest in affordable housing projects or government-backed initiatives.
Looking Forward: In 2024, investors should keep an eye on regulatory changes, such as rent control laws and housing subsidies, which could influence market dynamics. Affordable housing is expected to remain a critical investment sector, especially as governments work to address the affordability gap.

7. Rising Interest Rates and Inflation: Navigating Economic Uncertainty

The global economy is experiencing uncertainty due to rising inflation and interest rates. These factors can significantly impact the cost of borrowing and, by extension, the overall profitability of real estate investments.

Impact on Investment: Higher interest rates increase the cost of mortgages, potentially slowing down property acquisitions and limiting market liquidity. On the other hand, inflation can drive up property values, offering potential gains for those who own appreciating assets.
Looking Forward: Investors in 2024 will need to carefully monitor economic indicators and adjust their strategies accordingly. Fixed-rate mortgages and properties in high-demand areas may help hedge against inflation, while short-term investment strategies may be more vulnerable to interest rate fluctuations.

8. Globalization and Cross-Border Real Estate Investment

Globalization has made it easier than ever for investors to explore real estate opportunities beyond their home countries. Cross-border real estate investment is becoming more common, with international buyers seeking out properties in stable and lucrative markets.

Impact on Investment: International real estate investment can offer higher returns, particularly in emerging markets with rapid urban growth. However, it also presents challenges, including legal complexities, currency fluctuations, and geopolitical risks.
Looking Forward: In 2024, investors should consider markets with favorable tax policies, strong economic growth, and minimal political instability. Countries like Canada, Australia, and certain European nations are likely to remain attractive to international investors.

Comparative Table of Real Estate Investment Trends for 2024

Trend	Impact on Investment	Outlook for 2024
PropTech	Faster, more transparent transactions	Continued innovation in blockchain, AI, and virtual property management
Sustainable Buildings	Higher property values, increased tenant demand	Rising importance of energy efficiency certifications
Remote Work & Hybrid Models	Shift in demand from traditional offices to flexible, multi-use spaces	Growth in coworking spaces, suburban offices
Multi-Family Properties	Stable rental income, low vacancy rates	High demand in metropolitan areas and affordable housing shortages
Crowdfunding	Low capital entry, diversification opportunities	Expansion of crowdfunding platforms with innovative investment models
Housing Affordability	Increased focus on affordable housing solutions	Government interventions and affordable housing developments
Rising Interest Rates & Inflation	Higher borrowing costs, potential for property appreciation	Need for cautious investment strategies, fixed-rate mortgages as hedges
Cross-Border Investments	Opportunities in emerging markets, but with higher risks	Favorable tax policies and stable political environments will attract international investors

Analysis Table: Factors Affecting Real Estate Investment in 2024

Factor	Positive Impact	Negative Impact
Technology (PropTech)	Streamlined processes, improved data accessibility	Upfront costs for adopting new technology
Sustainability	Higher property values, increased demand	Higher initial costs for green building certifications
Remote Work	Flexible lease opportunities, new space requirements	Decline in traditional office space demand
Housing Demand	Strong rental markets, multi-family properties thrive	Single-family homes may face reduced demand
Economic Conditions	Potential property value appreciation due to inflation	Higher interest rates increase borrowing costs
Cross-Border Investment	Diversification, access to new markets	Currency risks, legal challenges

Conclusion

As we look ahead to 2024, the real estate investment landscape is poised for significant transformation. Technology, sustainability, and shifting work habits are just a few of the factors reshaping the industry. Investors who stay informed about these trends and adapt their strategies accordingly will be well-positioned to thrive in the ever-evolving market.

Author

Harry Williams

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Business

RBI Gold Loan Guidelines 2025: What Borrowers Must Know

Published

24 hours ago

November 21, 2025

ishasingh1699

Reviewed
By Elena Avery

Introduction

Gold Loans continue to be one of the most accessible credit options in India. With their quick processing and security-backed nature, they’ve helped millions manage short-term financial needs. In 2025, the Reserve Bank of India (RBI) introduced a revised set of Gold Loan guidelines to improve transparency, borrower protection, and uniformity in lending practices. These updates are particularly relevant for anyone considering a Gold Loan, whether for personal emergencies, minor business requirements, or planned expenses.

Understanding RBI’s Tiered LTV Policy

RBI now follows a tiered loan-to-value (LTV) ratio based on the total loan amount. The LTV ratio indicates the percentage of the gold’s value that can be sanctioned as a loan. As per the latest framework:

Loans up to ₹2.5 Lakh: Maximum LTV capped at 85%
Loans between ₹2.5–₹5 Lakh: Maximum LTV capped at 80%
Loans above ₹5 Lakh: LTV restricted to 75%

This change encourages responsible lending and ensures that smaller borrowers can access slightly higher loan amounts relative to the value of gold pledged.

Assessment of Borrower Creditworthiness

While smaller loans up to ₹2.5 Lakh may be offered without detailed credit appraisals, any loan amount exceeding this threshold requires a thorough credit assessment of the borrower’s repayment capacity. This step protects financial institutions and borrowers alike by aligning loan disbursements with the borrower’s ability to repay. Loan renewals or top-up loans can only be sanctioned following such credit assessments and must remain within permissible LTV limits. Bullet repayment loans may only be renewed after accrued interest has been paid.

Valuation and Purity Checks

RBI mandates a standardised process for assaying the gold pledged as collateral. The valuation of the pledged metal must be based solely on its intrinsic value without including stones, gems, or other embellishments. The price used to assess the value of the collateral should reflect its actual purity (caratage). This value must be based on the lower of either the average closing price over the past 30 days or the closing price from the previous day. These prices should be sourced from either the India Bullion and Jewellers Association Ltd. (IBJA) or a commodity exchange regulated by the Securities and Exchange Board of India (SEBI).

If prices for a specific purity are unavailable, valuation should be adjusted proportionately based on the nearest available purity. The assaying procedure and valuation methodology must be consistent across all branches of a lender, and borrowers must be present during assaying. Deductions related to non-metallic components, such as stones or lac, should be explained and documented in a certificate issued to the borrower. The lender is required to issue this certificate in duplicate, one for its records and one for the borrower’s acknowledgement.

Ownership Documentation and Anti-Money Laundering Measures

Lenders are required to ascertain that the ownership of the pledged collateral is not doubtful. Where ownership documents such as purchase bills are unavailable, lenders should obtain a declaration from the borrower affirming rightful ownership. Further, multiple or frequent loans granted to a single borrower aggregating beyond a certain threshold must be closely monitored under anti-money laundering (AML) regulations to prevent misuse or fraud.

Restrictions on Collateral Use and Loan Tenure

The RBI prohibits lending against primary gold, such as financial assets backed by gold ETFs or mutual funds. Collateral that has been pledged to a lender must not be repledged or used to secure loans from other institutions. Additionally, the tenure of consumption loans structured as bullet repayments is capped at 12 months, though renewals are permissible by appropriate regulations.

Collateral Limits for Ornaments and Coins

To mitigate risks linked to collateral management, the maximum aggregate weight of gold ornaments pledged by a borrower should not exceed 1 kilogram. Similarly, limits apply to coins: 50 grams for gold coins.

Settlement, Auction Procedures, and Borrower Protection

Upon full repayment or settlement, lenders must release the pledged collateral within seven working days immediate release on the same day is encouraged wherever possible. Before auctioning pledged items due to non-repayment, lenders are required to notify borrowers or legal heirs, allowing a reasonable time for settlement. Auctions must be conducted transparently with adequate public notice, including advertisements in a regional language newspaper and a national daily. The collateral’s reserve price at auction must not fall below 90% of its current value, except after two failed auctions, where it may be reduced to 85%.

In instances of collateral loss, damage, or discrepancies observed during audits or returns, lenders are mandated to compensate borrowers or their legal heirs promptly. Moreover, if collateral release is delayed due to the lender’s reasons, compensation at the rate of ₹5,000 per day of delay must be made.

Lender Obligations and Disclosure

Loan agreements must comprehensively describe collateral, auction procedures, borrower rights for settlement, timelines for releasing collateral, and applicable charges related to assaying or auctioning. Communication must be provided in the borrower’s regional or preferred language. Lenders must also maintain proper infrastructure and security protocols to store collateral safely and restrict handling to authorised personnel. Periodic internal audits, surprise verification of pledged items, and regular reporting to supervisory boards on unclaimed collateral are essential components of compliance.

Ensuring Borrowers Benefit from Competitive Gold Loan Rates

For borrowers, obtaining the lowest Gold Loan rate requires careful attention to lender policies, transparency in valuation, and adherence to prescribed limits. A practical approach includes using an interest calculator for a Gold Loan to estimate monthly repayments and total interest payable based on the loan amount, LTV ratio, and tenure. This tool helps borrowers compare offers across lenders and choose the most economical option while ensuring loan terms comply with RBI regulations.

Conclusion

The RBI’s updated gold loan guidelines for 2025 contribute to a regulated, transparent, and secure credit system for pledged gold collateral. By setting clear limits on LTV ratios, collateral valuation, borrower assessment, equitable auction processes, and borrower protection measures. The Reserve Bank promotes trust and stability in gold-backed lending. Borrowers are advised to understand these provisions fully and utilise tools such as the interest calculator for a Gold Loan to make prudent borrowing decisions. Adhering to the RBI’s framework will help borrowers secure the lowest Gold Loan rate while protecting their interests throughout the loan lifecycle.

Author

ishasingh1699

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Finance

FAQs List of Coinbase Support SERVICE (24/7 Talk)

Published

1 day ago

November 21, 2025

coinbasetollfree

Reviewed
By Lucy Coll

Coinbase-Customer-Service-Support-by-Phone-1858-765-8486

Introduction

In the event that one encounters difficulties with their Coinbase account be it transactional anomalies, access impediments, or concerns regarding digital security it becomes imperative to ascertain the proper channels through which support may be expeditiously solicited. Coinbase affords users a multiplicity of remedial avenues, encompassing a continuous, 24-hour telephonic assistance service.

A recurrent query among users pertains to the operational mechanics of this support, the optimal junctures for engagement, and the anticipated procedural outcomes. This compendium of frequently asked questions endeavors to furnish lucid elucidations to the most prevalent inquiries surrounding Coinbase’s customer service apparatus. Regardless of whether one is a neophyte to the cryptographic domain or a seasoned practitioner, this guide is designed to facilitate the acquisition of assistance with both alacrity and security.

Frequently Asked Questions (FAQs) About Coinbase Support Service (24/7 Talk)

Q1. What Is Coinbase’s 24/7 Talk Support?

Coinbase’s 24/7 talk support allows users to call a support agent at any time, day or night. This means if you have trouble with your account, a payment, or need help with security, you can reach a live person who can guide you through the issue. This service is useful for urgent matters that cannot wait for email or chat replies.

Q2. How Do I Reach Coinbase Support by Phone?

To call Coinbase support, you usually go through the Help Center on the Cryptocurrency exchange

website. There, you may find an option to “Request a Call” if phone support is available for your account and region. Once you click that, Coinbase arranges a support agent to call you back. This method ensures you are reaching the real support team and not giving your number to a random person.

Q3. Is the Coinbase 24/7 Number the Same for Everyone?

No, it may not be the same for every user. The number or call-back method you get depends on:

Your geographic location
Your account type (regular user, Coinbase Pro, Coinbase One)
The type of issue you raise
Because of this, Cryptocurrency exchange often uses dynamic call‑back options rather than listing a single global number for all users.

Q4. Is There a Direct Public Phone Number Listed for Coinbase 24/7 Support?

Coinbase no longer widely publishes a fixed public phone number for all customer service calls. Instead, it prefers users to go through its Help Center to request a call. This helps reduce fraud risk and ensures users connect with genuine support agents. Be careful of unofficial numbers circulating online, as they may be scams.

Q5. How Do I Request a Support Call Back From Coinbase?

To request a call back:

Go to Coinbase Help Center while logged into your account.
Find the category that matches your problem (for example, account issues, security, transactions).
Click on “Contact Us” or “Get Help.”
Select “Request a Call” if available for your issue.
Provide your phone number and submit the request.

Coinbase support will then call you back, usually within a short time.

Q6. Do I Need to Pay for Coinbase 24/7 Support Calls?

No, Coinbase does not charge users for support calls. The call-back service is part of its customer support, and legitimate calls from Coinbase support agents are free. But you should always make sure you are calling or receiving calls from the correct source to avoid fraudulent calls that may try to scam you.

Q7. What Kind of Issues Can Be Handled Over a 24/7 Call?

You can get help for many different issues:

Account access or login problems
Identity verification or KYC issues
Payment or deposit problems
Withdrawal delays or errors
Security concerns, like 2FA or phishing
Transaction status checks
Any urgent or complicated issue that needs live assistance

Some very technical questions might be escalated, but a 24/7 agent can help guide you or pass the case on as needed.

Q8. Is 24/7 Support Available for All Coinbase Users?

Not necessarily. While Coinbase does offer 24/7 support in many places, it depends on:

Your country or region
Your user level (some features may be limited for free or new accounts)
The type of support plan you have (for example, Coinbase One or premium users may get faster service)

Always check in the Help Center to confirm whether 24/7 call-back is offered for your account.

Q9. How Can I Prepare Before the Support Call?

Preparing well can make the call faster and more effective. Here are some tips:

Write down your issue clearly (what happened, when, and how)
Have your Coinbase-registered email or phone ready
Note any transaction IDs, transaction dates, or screenshots if you can
Keep your device nearby in case you need to log in or share information
Never share your password, private keys, or one-time codes

Being ready helps you get a helpful response faster.

Q10. How Long Does It Usually Take for the Support Agent to Call Back?

The wait time for a callback can vary based on how many users are asking for help, where you are, and what kind of problem you have. In many cases, you may get a return call within minutes or up to a few hours. For urgent or high-severity cases, the response tends to be faster.

Q11. What Should I Do If the Agent Asks for My Password or Private Key?

You should never share sensitive data like your password, private keys, or wallet seed phrase. Real Coinbase support agents will never ask for this kind of personal or security information. If anyone asks for these details, it is a red flag for fraud. Politely end the call and report the number or incident to Coinbase directly via their official help portal.

Q12. Can I Use 24/7 Support for Fraud or Scam Reports?

Yes. If you believe you are being targeted by a scam or if your account has been compromised, contacting Coinbase support via the call-back option is one of the best steps to take. A support agent can help you secure your account, pause transactions, or escalate the matter to Coinbase’s security team.

Conclusion

Coinbase’s 24/7 talk support is a vital lifeline for users who need help with urgent account issues, security concerns, or transaction problems. By understanding how the call-back system works, preparing in advance, and recognizing genuine agents, you can get the help you need quickly and safely. Remember never to share passwords or private keys, and always use Coinbase’s official Help Center to start the support process. With the right approach, you can navigate issues with confidence and make full use of Coinbase’s round‑the‑clock service.

Author

coinbasetollfree

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Finance

Full List of Coinbase Help Desk Number USA Numbers

Published

1 day ago

November 21, 2025

coinbasetollfree

Reviewed
By Mila Parker

Introduction

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